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At a time of intense competition, expanding access to affordable credit makes good business sense
Pressure mounts to address inequalities over access to credit by consumers
Millennials, by contrast, are considered subprime borrowers
Critics complain current system is outdated and locks millions out of home ownership
Transparency of metrics questioned as consumer credit industry faces wider probe
Online lenders turning to new ways of weighing up applications
Wider market lifted by better-than-expected Citigroup earnings
International Edition