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Being thrifty and having money in the bank is not enough to be judged creditworthy

Top stories in Personal Finance

New study pinpoints the most profitable time to buy a house in the past 15 years

Treasury urged to turn its fire on scheme promoters

Tax and privacy concerns result in an ‘image problem’ for planning structures

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‘HMRC has been very aggressive, phoning the business and on one occasion turning up at the offices unannounced’


FT's Claer Barrett and Lucy Warwick-Ching share their top tips

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