Personal Finance | Financial Times

Freelance fintech — can apps replace accountants?

Technology could mean the days of the shoebox full of receipts are numbered

Merryn Somerset Webb

Stop worrying about Brexit — it’s time to invest in UK assets

For investors, too much misery may now be embedded in the price of UK assets

Private investing

Smaller companies deliver better returns than property

‘Minnows’ index outstrips house price growth by more than three times

Serious MoneyClaer Barrett

The curse of the to-do list

As soon as I tick tasks off, new ones appear

Private investing

FT readers upbeat about the year ahead for equities

Vast majority of entrants ‘go long’ in our 2019 stockpicking competition

‘I’m not tall enough to post my tax return’

HMRC lists the weirdest excuses for filing late tax returns

Victims of wine fraud targeted in second scam

Criminals posing as recovery agents target wine investors who lost money

Spending on smartphones overtakes shopping centres

Nine out of 10 shoppers surveyed had bought from Amazon in the past year

Pensions industry

Pension scheme ‘tried to gag’ me over deal to end dispute

Administrators admit they were at fault for £28,000 overpayment over three decades

New investors: don’t be afraid to ask stupid questions

For beginners, the world of investment is a minefield of jargon

Caroline Fiennes

Supporting animal charities can be far more than a pet project

Cats and dogs command huge donations — but other causes may deliver more lasting good

Q&AYour Questions

How can I check whether a leasehold flat is fully insured?

The managing agents arrange buildings cover on behalf of the freeholder

Promoted Content

More on Personal Finance

Friday, 18 January, 2019

Pensions crisis
Pensions watchdog urged to act on transfer advice
Thousands in the dark despite firms having activities halted because of mis-selling
Friday, 18 January, 2019

Savings
Latest savings rates
Up-to-date deals from banks and building societies
Friday, 18 January, 2019

Savings
Latest Isa rates
Up-to-date tax-efficient savings deals
Friday, 18 January, 2019

Savings
Latest National Savings & Investments rates
Current rates from the state-owned savings bank
Friday, 18 January, 2019

Investments
Investors Chronicle: Watkin Jones, Games Workshop, Flybe
Companies analysis from our sister publication
Friday, 18 January, 2019

Weekend catchup — personal finance headlines
Inflation falls, gender pay, Lloyds’ overdrafts
Friday, 18 January, 2019

Investments
Next chairman tops up stake
Retailer’s Christmas sales among few to cheer the market
Friday, 18 January, 2019

Student finance
American education and the rise of philanthropic capital
There is nothing new under the sun.
Friday, 18 January, 2019

Jeff Bezos
Jeff Bezos divorce casts spotlight on wife MacKenzie
Questions abound over how author will handle her finances as the world’s wealthiest woman
Thursday, 17 January, 2019

Pensions Regulator UK
Pensions Regulator to sharpen decision-making scrutiny
Move comes after debate surrounding Kodak UK pensions
Thursday, 17 January, 2019

InterviewFinancials13:41
Listen: Open Banking: what is it and how can you benefit from the new rules
FT Money Digital editor Lucy Warwick-Ching and guests discuss what open banking is, why it was launched and which are the best apps for consumers.
Thursday, 17 January, 2019

FT Money Show podcast
Open Banking: what is it and how can you benefit from the new rules
FT Money Digital editor Lucy Warwick-Ching and guests discuss what open banking is, …
Thursday, 17 January, 2019

UK inflation
Lords take aim at failure to fix flawed UK prices index
Government swapping between RPI and CPI creates winners and losers, says report
Wednesday, 16 January, 2019

Student finance
UK reviews impact of student debt on financial stability
Bank of England examines how loans affect graduates’ ability to spend and pay other debts
Tuesday, 15 January, 2019

Investments
Record year for passive funds as active fund outflows continue
The number of ETFs almost doubled in 2018
Monday, 14 January, 2019

Pensions
DWP accused of sneaking out hit to retired couples
Limiting pension credit access could reduce joint incomes by up to £7,000, it is claimed
Monday, 14 January, 2019

Education
Review to back student loans for further education
Move intended to encourage people to consider vocational training rather than just university
Monday, 14 January, 2019

Sark
When fake news purveyors visit Sark
She came to cover an energy crisis, she came back with a tale about a little island bitterly divided by economic interests and the nature of its autonomy.
Sunday, 13 January, 2019

US-China trade dispute
China delays market entry for Visa and Mastercard
New rules allow foreign access, but PBoC has refused to process card companies’ applications
Sunday, 13 January, 2019

Lloyds Banking Group PLC
Lloyds accused of ‘gaming’ overdraft charges
UK bank set to raise fees and make system more complex as watchdog prepares overhaul
Friday, 11 January, 2019

Investments
Highland directors join the (related) party
Deal to buy mine boosts the holdings of major shareholders
Friday, 11 January, 2019

Weekend catchup — personal finance headlines
Christmas retail, housebuilding call, property exchange
Friday, 11 January, 2019

Savings
Children getting into the savings habit early
More than a third of pocket money is squirrelled away, survey finds
Friday, 11 January, 2019

Wolfgang Mittelmaier
Change your habits — and use science to make them last
If you have already broken your new year’s resolution, don’t despair
Friday, 11 January, 2019

Merryn Somerset Webb
Why now is the worst time to start a divorce
Jeff Bezos be grateful, in the UK capital gains tax charges can add insult to injury