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James Pickford is deputy editor of FT Money and writes about property and mortgages. He also writes news and features on British arts and culture.
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The 0.79 per cent offer from Platform marks the latest escalation of competition in the mortgage market
Demand for luxury properties has narrowed to those that suit lockdown conditions
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London joins global recovery as wealthy buyers return
Second-home owners are cashing in as overseas travel restrictions boost UK destinations
The 0.99 per cent deal reflects intense competition among lenders in the booming UK property market
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Tax break brought in a year ago to stimulate pandemic-hit economy is to be wound down over coming months
Lockdown has given customers the opportunity to scrutinise fees and charges
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Lockdowns have had a disproportionate effect on the finances of younger buyers, according to research
Rock-bottom rates have brought annual interest payments to a 20-year low
The best interest rate deal on an easy-access cash account is just 0.46 per cent
Mortgage completions by movers up by 82 per cent in first quarter of 2021
Low returns on savings, an appetite for home improvement and property moves raise demand for the loans
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Interest rates on two-year fixed-rate deals near 1 per cent for wealthy borrowers
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Shortage of stock gives Londoners the confidence to sell discreetly
Investors look elsewhere for lower prices and improved rental yields
Government’s 95 per cent scheme opens door for buyers with small deposits, but affordability is still a concern
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