Resources
Principal content
Savers urged to lock in now to high-rate deals
With fixed-rate savings rates having broken through the 7 per cent watershed again, savers can also lock in to higher returns that will protect against further interest-rate cuts.
Wary reception for HBOS rights issue
HBOS fund-raising looks less attractive than RBS’s
Chance of returns from 130/30 funds is less than 50/50
Long and short postions have underperformed
FX marks the spot for more traders
New currency trading services are in demand
Advice? Don’t ask me
Getting financial advice from your bank may soon be a thing of the past
Related content and features
Wealth & Investor
Anthony Bolton: Have a thesis behind your convictions

Britain’s most successful investor says you have to retest your reasons for buying a share, on a regular basis
John Lee: The meaning of words
When it comes to the stock market, I can exercise considerable patience and carefully monitor the wording of company statements. I find that most Plcs have certain characteristics, and often the use or non-appearance of particular words carries a message to interpret.
Wealth Questions
Tax situation gets more complicated

I expect my bank and building society interest to amount to £6,500. Based on the 20 per cent withholding tax on savings interest, I estimate that I will overpay about £200 of tax on this part of my income – so requiring me to claim it back through a tax return. Could I instead get my tax coding amended?








CLASSIFIED