How to choose a financial adviser

Figures
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Not everyone needs financial advice. If you do, here’s how to find an adviser

Advice & Comment

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What measures can I take to minimise the inheritance tax liabilities of an estate which has assets in multiple countries?
I get the impression the administrators are in no hurry
Our property’s previous tenants’ administrators won’t get out or tell us when they’re leaving - can we force them to vacate?
Savings
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Child saving system confuses parents

Rules are misunderstood and CTF charges are high

Higher CGT rate pays no dividend

Introduction of 28% rate has not met expectations

European bargains are on offer

Shares are much cheaper than their US equivalents

Personal pension provision plummets

Fewer self-employed men are saving in a pension

Mortgage demand shifts to higher earners

Tougher affordability constraints for homes take effect

Magic returns from Halloween investing

Stock markets worldwide perform better in winter

Record million pound home sales

Seven-figure transactions rise by almost half year-on-year

Legal & General Group
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Legal & General cuts tracker fees

Charge for mainstream products down to 0.1%

Nationwide offers 10-year fix

But brokers point to high early repayment charges

PERSONAL FINANCE AWARDS

The Personal Finance section of FT.com won Best Use of Social Media at the Headline Money Awards 2013 in recognition of its podcast, tweets and blog posts.

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