Tighter mortgage rules trigger discounts

Two-thirds of owners lowered asking price to sell homes in July

Advice & Comment

HMRC Building, Westminster. Photograph: Rosie Hallam ©Rosie Hallam
New law would require no proof of intent
– Jonathan Eley
HMRC website ©Charlie Bibby
Savers can protect pensions and still contribute
– Josephine Cumbo

UK home loan approvals slow again

BBA report shows more cash pumped into Isas

Top state schools push up house prices

Parents pay a premium of up to £500,000 to live near best performing institutions

Property p2p platform to launch

Alternative lender aims to raise £20m in first year

Venables returns with football fund

Former England manager fronts investment scheme

Chart that tells a story . . . Apple shares vs gadgets

Tech group’s shares hit new high

Investigation into fund fees under way

Companies urged to ‘comply or explain’

An elderly couple walking on the sand

Annuity rates drift as reforms start to bite

Gap between best and worst products getting wider

Regulation narrows choice for Sipp investors

Non-mainstream assets will cost more to hold

HSBC switches customers to new account

Bank converts packaged deal into fee-free account

PERSONAL FINANCE AWARDS

The Personal Finance section of FT.com won Best Use of Social Media at the Headline Money Awards 2013 in recognition of its podcast, tweets and blog posts.