Pensions freedoms release £4.3bn


Quarter of a million savers take cash rather than buy an annuity

Advice & Comment

Money Spinners: Why didn’t Prince have a will?
New freedoms allow me greater flexibility
Baroness Altmann at a meeting with UK Prime Minister David Cameron on April 15 2015

Minister defends spending on elderly

Altmann tells MPs it is ‘absolutely right’ to protect pensioners

Japan pension fund chief eases risk fears

Any hedging only aimed at smoothing volatility, says Takahashi

Care homes count cost of council fees cuts

Number of businesses becoming insolvent has increased steadily

BR3BF3 Mature couple walking on the Wrekin Hill in Shropshire
©David Bagnall/Alamy

£100bn at risk in ‘lifestyle’ funds

Outdated funds risk not delivering the best returns for savers

Should I tap my final salary pension?

New freedoms allow me greater flexibility

Regulator warns of annuities trading risk

‘Significant risk of poor outcomes for consumers’ says FCA

Auto-enrolment: five difficult lessons

Tough arithmetic behind contributions — but you should not opt out

‘Fund pensions are great campaign’

Call comes amid uncertainty over long-term savings

State pension rules a ‘nasty surprise’

Young workers in their 20s stand to lose out

Eat well or sleep well? A tough choice

How you can have your cake and eat it — and slumber comfortably

Pension freedoms one year on

For a nation used to handing over savings for an annuity Osborne’s reforms were a revolution

Fears of UK pension scams rise

Problems come a year after radical changes to the annuity market

£6bn withdrawn from UK pension pots

Annuity sales revive as retirees see value of guaranteed income

Court throws out Chicago pension reforms

Mayor Rahm Emanuel is seeking ways to plug a $20bn shortfall

Salary sacrifice — how to do it

Tax-saving scheme reprieved in the Budget

Lisa offers boon for young high earners

Wealthy under-40s to be big winners from Budget saving scheme

Lifetime Isa worries pensions industry

New savings product could undermine other pension plans

Gloom puts Osborne back on the defensive

UK chancellor’s Budget of tax tweaks in place of fiscal changes

Lifetime Isa boosts younger savers

Under 40s will be able to put cash aside for a first house or a pension


FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014

FT Money was named Publication of the Year for 2014 by the CFA Society of the UK

The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014

Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals