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Final green light to creation of Italy’s third-largest bank by assets
Banca Popolare di Milano and Banco Popolare merger facing opposition by shareholder retirees
A good merger is more than a handshake
It is hard to find a lender with less than 15 board members
More mergers expected after BPM and Banco Popolare agree to €170bn combination
Agreement will create third-largest lender in face of pressure from sector’s non-performing debts
Sign-off from the ECB is needed to allow Renzi to plough on with reforms
Offloading bad debt to private buyers could go awry
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