Should we use savings to pay down our mortgage?

Home loan is high interest, while savings rates are ultra low

Will I be better off as a contractor?

I want to work less but maintain my income

How do I avoid inheritance tax?

Cash intended to be used as deposit to buy a home

I’m 53 and have no pension. What can I do?

How can I get retirement income from my small business?

Should I fix my mortgage now?

With rates expected to fall, is this the time to fix?

How do I move my US pension to the UK?

What are my timing, currency and tax considerations?

Was I the victim of an investment scam?

I was sold illiquid shares over the phone

Holiday home stamp duty conundrum

Will we be caught by new second home rules?


I don’t need my pension. Should I invest?

We already have income from property and shares

Can we afford to get divorced?

Middle class, unhappy and unable to afford a split

How can I get a cheaper pension?

I think my wealth manager is overcharging me

How can we invest for our grandchild?

Passive funds and junior Isas are worth considering

Should I let my French holiday home?

Be prepared for tax complexity with property abroad

How much stamp duty to pay on a second home?

Capital gains tax may also be payable, warn experts

How to avoid a property inheritance row

I am set to inherit part of an elderly relative’s home

Can I get a mortgage to buy abroad?

As a typical millennial who cannot afford a UK home, I want to buy in Italy

Should I tap my final salary pension?

New freedoms allow me greater flexibility

Can I fund my son’s property and pension?

How to make sure my son will never be short of money as an adult

I’m 35, should I open a Lifetime Isa?

What is new savings scheme for?

Will HMRC refund a late tax filing fine?

I did not know I had to continue filing tax returns, says reader


Naomi Rovnik Do you have a financial problem that needs resolving? Or need some money advice? Email your financial dilemmas to or Tweet us @ftmoney, and Naomi Rovnick, the FT's online Money editor, will put them to our team of financial experts.

We will not be able to reply to every request for advice but those questions we choose to include will be answered by relevant experts and used in the paper. Questions are answered on an anonymous basis.

This column appears in the Financial Times on Saturdays.