FCA says banks give savers a poor deal

UK financial regulator proposes changes to increase transparency

Equity release loans reach record £1.4bn

Figure surpasses pre-recession peak

Latest savings rates

Up-to-date deals from banks and building societies

Latest Isa rates

Up-to-date tax-efficient savings deals

Latest National Savings & Investments rates

Current rates from the state-owned savings bank

Retirement saving hit by financial crisis

Downturn continues to affect pension-age planning

A Cash ISA, or Cash Individual Savings Account is a financial product available to UK tax residents, in which the interest gained is free of ALL tax. So don’t let HM Revenue & Customs, HMRC, reduce the value of your savings by taking a percentage of every pound of value gained, as demonstrated by the cut pound coin. Keep every part of the pound for yourself in a Cash Isa. The Cash ISA savings plan is open for a full tax year, at the end of which that plan is closed to further investment, and a new plan can be opened. With instant access, and all proceeds free from interest gained, ISA’s are the most tax efficient savings schemes available to UK residents.

Inflation fall brings relief for savers

Majority of cash Isa rates now beat consumer price inflation

HMR&C self assessment website.
©Charlie Bibby

How to file a self-assessment tax return

Taxpayers must act quickly to meet the January 31 deadline

NS&A website. national savings
©Charlie Bibby

Strong demand for UK’s ‘pensioner bonds’

NS&I website crashes as investors rush to buy

Pension drawdowns set to rise by £6bn

Sums unlocked could be three times higher than government estimates

Ask the pensions minister

Steve Webb answers readers’ questions

Crackdown on payday loans charges

Lenders forced to restructure their rates

More money — but deeper in debt

Credit card borrowing on the increase

A year of change for your money

The general election looms large over prospects for wealth

Q&A: Support for funeral costs

Thousands affected by funeral poverty

We’ve lost the savings habit

Corporate taxation and housing are neglected issues

Generational inequality and house prices

This injustice is different from the concerns of Occupy Wall Street or Piketty’s readers

SFO wins convictions under new bribery law

SFO successfully prosecutes two defendants in pyramid scheme

Cheque smartphone deposits extended

More Barclays customers will be able to pay in cheques by photo

Phone scammers con savers out of £23.9m

Telephone-based fraud is up threefold on 2013 levels


FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014

FT Money was named Publication of the Year for 2014 by the CFA Society of the UK

The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014

FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014

Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals