Halifax cash bonus woos bank switchers

But few customers bother to move

Latest savings rates

Up-to-date deals from banks and building societies

Latest Isa rates

Up-to-date tax-efficient savings deals

Latest National Savings & Investments rates

Current rates from the state-owned savings bank

Competition for bank customers hots up

Cashback deal of up to £180 a year

Tax reprieve for investment bond holders

Tribunal in favour of taxpayer who overpaid on withdrawal

Only 1 in 3 claim card compensation

Consumers miss out on £850m in CPP mis-selling redress

Reliefs aimed at older savers take effect

Zero rate of savings tax and marriage allowance new for 2015-16

A Cash ISA, or Cash Individual Savings Account is a financial product available to UK tax residents, in which the interest gained is free of ALL tax. So don’t let HM Revenue & Customs, HMRC, reduce the value of your savings by taking a percentage of every pound of value gained, as demonstrated by the cut pound coin. Keep every part of the pound for yourself in a Cash Isa. The Cash ISA savings plan is open for a full tax year, at the end of which that plan is closed to further investment, and a new plan can be opened. With instant access, and all proceeds free from interest gained, ISA’s are the most tax efficient savings schemes available to UK residents.
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New guidelines on Isa inheritances

Banks and Isa providers devise protocol to make transfers simpler

Transferring shares to my son

Tax implications of selling my shares

Bank comparison tool ‘a partial solution’

A step in the right direction — but only big six providers take part

Chart that tells a story — savings

Personal tax-free savings allowance will benefit the well-off

What the Budget means for your wealth

A full round-up, from second-hand annuities to new Isas

Budget boost for social impact investments

‘Social VCTs’ promise new option for tax-efficient investors

Tax-free allowance for savers

Proposal undermines the attraction of cash Isas

Experts react to chancellor’s speech

Comment on tax, pensions and savings

Measures to woo savers

More flexibility for Isas and additional tax breaks

First-time buyers get Isa deposit subsidy

Aspiring homeowners to get £50 for every £200 saved

Osborne to reward savers with tax break

Budget move would help those suffering from low interest rates

Minimum wage value remains below peak

Increase to £6.70 an hour beats inflation

PERSONAL FINANCE AWARDS

FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014


FT Money was named Publication of the Year for 2014 by the CFA Society of the UK


The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014


FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014


Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals

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