Q&A: Isa questions answered

Cash or shares? Individual savings accounts are a tax-efficient wrapper into which you can place your assets and stop the taxman grabbing a slice of your investment returns. But which Isa should you choose? And what is available to new investors?

Paul Kennedy, head of trusts and tax planning at Fidelity FundsNetwork answers readers’ questions on how Isas fit within a wider portfolio of investments and which funds to choose

And Darius McDermott, managing director at Chelsea Financial Services answers reader’s questions on the Isa rules, fund recommendations and new Isa deals.