Nov 3: Lloyds aims for dividends in 2009

Lloyds TSB on Monday said it aimed to resume dividend payments during 2009, as it launched its formal offer for rival HBOS. In order to do so, it will have to repay the preference shares being issued to the UK government. Jane Croft, retail banking correspondent, looks at the terms of the takeover and the third quarter trading statements issued by the two banks.