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Too many US workers face the prospect of spending their old age in poverty
Tighter rules on best practice in switching retirement schemes still divides opinion
Economies of scale are working in favour bigger groups
The fifth annual line-up of elite advisers on defined contribution plans, state by state
In this report, we have the full listing of this year’s leading FT 401 advisers, state by state. Plus: why Americans face huge generational gap on retirement savings; millennials force industry to adapt new investment trends; SEC sparks debate over ‘ugly’ IRA rollovers; and top advisers squeeze smaller rivals
Millennials’ pressure likely to tip balance in employer schemes
Poor financial literacy, reluctance to discuss money and poor access blamed for low take-up
Your savings are just one aspect to consider of life after full-time work
Experts warn of the dangers of investors’ reliance on platforms’ recommendations
Data science is increasingly being used to compare products, find deals and give tailored guidance
If you had something in your house worth £5m, you’d insure it. So why not insure yourself?
I am about to breach the lifetime allowance
I’ve polished my strategy through my daughters’ portfolio
Consultancy comes under attack on conflicts of interest in bankruptcy work
Median assets were flat for the first time since 2015, but client numbers rose
A snapshot of the leading advisers across the US market and the client bases they serve. Plus, we investigate how companies have escaped a fee squeeze from clients and why a court ruling could mean increased liability for advisers when it comes to misleading messages on investments.
Advisers hold a privileged position but others say they are not scrutinised enough
FT 300 adviser uses gender-based criteria to make investments
FT 300 adviser discovered an appetite for help with charitable donations
Service providers have taken the pain on pricing
Landmark decision has raised the stakes for distributing investment material
Create your own set of rules and you’ll find your financial life less stressful
Securities regulator says move will protect consumers without being too costly
SEC is to vote on landmark regulation trying to tackle conflicts of interest
Women still feel unwelcome in an industry full of jargon
