New rules allow foreign access, but PBoC has refused to process card companies’ applications

Issuers which are first with long-delayed technology are set to reap benefits

Lack of data results in ‘invisibles’ being denied services

New product expected to provide valuable insight into south-east Asian consumers

Main battle over rules imposed on merchants begins next year

Monzo to join unicorn club, Amazon insurance ambitions, Netflixification of trading

Spending is up, but concern is growing over credit quality and profitability

Jud Linville leaves as part of effort to unify business with rest of retail banking

In the latest part of an FT series, Tom Hancock and Wang Xueqiao look at the boom in household borrowing

Problems arise just weeks after rival Visa hit technical problems

Court of Appeal ruled case will need to be reconsidered by competition tribunal

Companies top up legal reserves in preparation for end of hostilities with merchants

Vulnerable consumers’ ‘only source of credit’ is becoming more expensive

Alert over risky lending practices comes at important time for Virgin Money-CYBG talks

Lack of number skills have big implications for the nation’s personal finances

Bad for terrorists, good for hackers: what life is really like in a cashless society 

Alliance with Deutsche Bank to cut billions of euros in transaction costs

New chief pushes for higher revenues by opening up more venues for customers

Companies have until September to comply with new measures

Mortgage problems add to signs of hardship despite strong economy and tax cuts