Accessibility helpSkip to navigationSkip to contentSkip to footer

Cookies on FT Sites

We use cookies for a number of reasons, such as keeping FT Sites reliable and secure, personalising content and ads, providing social media features and to analyse how our Sites are used.

Accept & continue
Manage cookies
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign InmyFT
  • Home
  • World
    Sections
    • World Home
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    • Australia & NZ
    Most Read
    • Labour ready to fight Boris Johnson over effects of Brexit, says Keir Starmer
    • ECB to discuss blocking banks from multibillion-euro windfall as rates rise
    • Jeff Bezos clashes with Biden administration again over inflation
    • Economist’s arrest ends last vestige of liberal influence in Putin’s Russia
    • Several dead in Copenhagen mall shooting
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    Most Read
    • Michael Lewis: ‘The thing that really works for Trump is: the system’s rigged’
    • Jeff Bezos clashes with Biden administration again over inflation
    • Emerging markets are in better shape than you think
    • US energy stocks buck dismal trend with ‘massive outperformance’
    • Central banks should keep their cool on inflation
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Wirecard’s former top accountant admits forging documents for KPMG special audit
    • EasyJet executive quits over flight chaos
    • Credit Suisse struggles with backlog of new wealthy client accounts in Asia
    • Rolls-Royce reveals site shortlist for first small nuclear reactor factory
    • £15bn deal for UK Power Networks collapses after owner lifts price
  • Tech
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
    • Cryptocurrencies
    Most Read
    • Live news updates: Kyiv defends military retreat from eastern battle zones
    • Emerging markets are in better shape than you think
    • ECB to warn eurozone countries over crypto regulation
    • Bitcoin fund fees tumble amid ‘crypto winter’
    • The inflation blame-game will lead to bad outcomes
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
    Most Read
    • Emerging markets are in better shape than you think
    • Banks cannot escape a gloomy economic outlook
    • Crypto evangelists keep the faith as prices fall
    • Central banks should keep their cool on inflation
    • Erdoğan is an infuriating but indispensable ally
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    Most Read
    • Michael Lewis: ‘The thing that really works for Trump is: the system’s rigged’
    • Help truly wanted, even if you’ve been in jail
    • British Rail: A New History — a timely reminder of how to run a railway
    • Pop-up leaders and flexible staff are ready for a new crisis
    • Meet the founders with the boomerang factor
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
    Most Read
    • Swimsuits to make a splash in 
    • The end of the frictionless life
    • Life on the idyllic Swedish island where WW3 could start
    • Have we had enough of the nanny employer?
    • Serhii Plokhy: Putin’s imperialist narrative ‘is being crushed’
  • HTSI
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Work & Careers
  • Life & Arts
  • HTSI
Financial Times
SubscribeSign In

Your guide to a disrupted world

Start a 4-week trial

Charles Calkin

Add to myFT Digest

Add this topic to your myFT Digest for news straight to your inbox

  • Wednesday, 22 June, 2022
    Personal Finance Advice & Comment
    Frozen tax allowances and inflation chill investors

    What should you do during the fiscal ice age?

  • Wednesday, 20 April, 2022
    Personal Finance Advice & Comment
    Retirement village life: your own Thursday Murder Club?

    Self-contained communities may be right for some, but the costs add up

  • Thursday, 24 February, 2022
    Personal Finance Advice & Comment
    Buying a property in Europe is clouded by complex rules

    New issues for British buyers have emerged since Brexit

  • Wednesday, 15 December, 2021
    Personal Finance Advice & Comment
    How to give to grandchildren in the season of goodwill

    Bare trusts are a good way to pass money between the generations — but make sure family members are in agreement

  • Friday, 29 October, 2021
    Personal Finance Advice & Comment
    I’d happily pay more tax. Would you?

    Wealthy older people should be able to dial up their contributions for the public good

  • Wednesday, 15 September, 2021
    Personal Finance Advice & Comment
    Can you afford the growing cost of school fees?

    Parents should save early and grandparents should plan carefully

  • Thursday, 8 July, 2021
    Workplace pensions
    Don’t run scared of pension savings limits

    Are you in danger of breaching the lifetime allowance? Stopping contributions might not be the right answer

  • Thursday, 27 May, 2021
    Personal Finance Advice & Comment
    Can equity release help children and grandchildren climb the property ladder?

    Increased housing values and low interest rates on loans have led to a surge in ‘lifetime mortgages’

  • Friday, 16 April, 2021
    Personal Finance Advice & Comment
    Taper traps can leave you paying 60 per cent taxes

    It’s Rishi Sunak’s turn to simplify the system — he could start by scrapping tapers

  • Thursday, 18 March, 2021
    Next Act
    The lottery of later-life care

    Brexit derailed the debate on care — but politicians need to tackle the issue

  • Wednesday, 17 February, 2021
    Next Act
    Remarry by all means — but don’t forget the pre-nup

    Financial planning cuts risk of family rows and disputed legacies

  • Wednesday, 13 January, 2021
    Personal Finance Advice & Comment
    Company cars: the electric future is now

    Tax perks are outstanding for battery vehicles, but enjoy them while they last

  • Wednesday, 4 November, 2020
    Tax
    Sharesave: what’s not to like?

    It’s as close to a no-risk investment as you could find

  • Thursday, 24 September, 2020
    Next Act
    When are you going to retire?

    Working out a date is not rocket science, but is far more than a financial decision

  • Wednesday, 5 August, 2020
    Student finance
    Students face a tough financial lesson in UK

    Potential undergraduates and their families face difficult choices after A-level results next week

  • Wednesday, 3 June, 2020
    Inheritance
    A 10-step ‘wealth workout’

    Now is the perfect time to reassess and improve your financial fitness

  • Monday, 30 March, 2020
    Personal Finance Advice & Comment
    Managing retirement income in a crisis

    Those in pensions drawdown are at risk of  pound cost ravaging

  • Tuesday, 21 January, 2020
    Personal Finance Advice & Comment
    Tips before the tax return deadline

    There are a number of ways you can legitimately reduce your bill

  • Wednesday, 4 December, 2019
    Personal Finance Advice & Comment
    Give to charity — and you shall receive 

    Christmas is a time for giving and there are tax benefits to making donations 

  • Wednesday, 16 October, 2019
    Personal Finance Advice & Comment
    You’re wealthy — should you marry in secret?

    Marriage entitles you to substantial tax benefits, but some couples would rather keep quiet about tying the knot

Previous page You are on page 1 Next page

Useful links

Support

View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsGroup SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on TwitterFT ChannelsSecondary Schools

Tools

PortfolioToday's Newspaper (ePaper)Alerts HubBusiness School RankingsEnterprise ToolsNews feedNewslettersCurrency Converter

Community & Events

FT CommunityFT LiveFT ForumsFT Board DirectorBoard Director Programme

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2022. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Financial Times

International Edition

Subscribe for full access
  • Switch to UK Edition
  • Top sections
  • Home
  • World
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    • Australia & NZ
  • US
    • US Economy
    • US Companies
    • US Politics & Policy
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
  • Markets
    • Alphaville
    • Markets Data
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
    • Cryptocurrencies
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
    • Next Act
  • HTSI
  • Special Reports
  • FT recommends
  • Lex
  • Alphaville
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • FTfm
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Community
    • FT Live
    • FT Forums
    • Board Director Programme
  • myFT
  • Portfolio
  • Today's Newspaper (ePaper)
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In