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    First-time buyers

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    • Friday, 12 May, 2023
      Cost of living crisis
      UK mortgage borrowers face painful refinancing, warns think-tank

      Resolution Foundation says £12bn costs of rising rates have yet to hit most households

    • Thursday, 11 May, 2023
      Q&AProperty sector
      Return of the 100% mortgage brings a mixed response

      Skipton building society launches no-deposit deal for renters

    • Monday, 10 April, 2023
      UK first-time buyers opt for smaller homes as higher mortgage rates bite

      Preference for one- and two-bedroom properties points to impact of rising borrowing costs

    • Tuesday, 4 April, 2023
      Property sector
      More homes come on to the UK market as pressures ease

      Mortgage market stability boosts buyer confidence in spite of falling house prices

    • Friday, 27 January, 2023
      House & Home
      How London’s property market became an inheritocracy

      Without inherited wealth or a leg-up from the Bank of Mum and Dad, prospective first-time buyers are forced to abandon dreams of home ownership

    • Friday, 13 January, 2023
      Property sector
      Growing struggle for owners of flats trading up

      Prices of houses in England and Wales have increased much faster than those of apartment homes

    • Friday, 6 January, 2023
      Property sector
      TSB slashes mortgage rates by up to 1.3 percentage points

      UK lenders are jostling for home loan customers in spite of rising Bank of England base rates

    • Friday, 28 October, 2022
      FT Financial Literacy and Inclusion Campaign
      Mortgage shock: what next for embattled borrowers?

      Spiralling home loan rates add to households’ cost of living pressures

    • Thursday, 23 June, 2022
      Cost of living crisis
      Be a guest on Money Clinic podcast

      Seeking FT readers prepared to chat about how rising inflation is affecting their lives

    • Friday, 27 May, 2022
      Ian Mulheirn
      Mortgage reform is key to unlocking UK home ownership

      The country is a global outlier in managing credit risk

    • Friday, 6 May, 2022
      Personal Finance
      Cash buyers drive sales and prices in UK housing boom

      Interest rate rises and cost of living squeeze likely to strengthen the role of mortgage-free buyers

    • Tuesday, 3 May, 2022
      Money Clinic podcast: How to buy your first property

      After the hard work of saving for a deposit, here’s everything first-time buyers need to know

    • Friday, 4 February, 2022
      UK property taxation
      Stamp duty receipts hit record high after tax holiday ends

      Booming sales at the top end of the market pushed takings to nearly £3bn in the last quarter of 2021

    • Friday, 4 February, 2022
      Serious MoneyClaer Barrett
      Overtaxed and underpaid: no wonder young investors love crypto

      Rising taxes and inflation are pushing young people further up the risk curve

    • Wednesday, 26 January, 2022
      Neal Hudson
      The plight of the UK’s first-time buyers

      The immediate pressures of the pandemic may have eased, but prospective homeowners must now contend with record prices and a looming cost of living crisis

    • Friday, 21 January, 2022
      Serious MoneyClaer Barrett
      ‘The Aga’s not included’: tales from an overheated property market

      Disputes can flare up between homebuyers and sellers over fixtures and fittings

    • Wednesday, 22 December, 2021
      Personal Finance
      Growth in outright home ownership predicted to stall

      Mortgaged homeowners in England will make repayments for longer, leading to fewer cash buyers, research finds

    • Friday, 17 December, 2021
      UK business & economy
      UK mortgage market braced for surge ahead of further rate rises

      Bank of England’s rates move prompts surge in inquiries on remortgaging and borrowing at brokers

    • Thursday, 16 December, 2021
      Serious MoneyClaer Barrett
      Beware the property trap ensnaring young buyers

      Under-40s find the Lifetime Isa has shortlived benefits

    • Wednesday, 16 June, 2021
      Pandemic prompts UK first-time buyers to put purchases on hold

      Lockdowns have had a disproportionate effect on the finances of younger buyers, according to research

    • Friday, 4 June, 2021
      Mortgages
      Home movers overtake first-time buyers to drive housing market

      Mortgage completions by movers up by 82 per cent in first quarter of 2021

    • Friday, 16 April, 2021
      Property sector
      UK banks exclude new homes from low-deposit mortgage scheme

      Lenders wary of helping first-time buyers of new-builds judged vulnerable to price falls

    • Friday, 5 March, 2021
      Be a guest on Money Clinic podcast

      We’d like to speak to readers preparing to be the ‘Bank of Mum and Dad’

    • Friday, 22 January, 2021
      Personal Finance
      Housing transactions hit 13-year high

      Latest figures reveal galvanising impact of lockdown and stamp duty holiday

    • Tuesday, 3 November, 2020
      Residential property
      Money Clinic podcast: Should I buy a shared ownership property?

      Property expert claims model is ‘God’s way of telling you that you can’t afford to buy there’

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