Special Report FT Transform A new Financial Times series exploring the way technology is changing industry and societySupported by Deloitte Female tech entrepreneurs given less room for errorVenture capital investors still view women as a riskier bet than men Returnships reap rewards for tech companies and womenSchemes for those returning from career breaks can help unearth fresh talent and boost diversity Macho ‘brogrammer’ culture still nudging women out of techFemale developers describe covert forms of sexism as ‘death by a thousand cuts’ Coding is not the only route into tech jobsA former journalist describes how her liberal arts degree opened doors into the sector Hands-on experience inspires girls to explore tech jobsEarly exposure gives young women the confidence to pursue roles in the sector Why VR is out of touch with reality for womenImmersive tech will fail to resonate with female audiences if they are absent from the creative process More from this Special Report Big banks respond to the fintech threatAcquisitions, partnerships and ‘digital attacker’ approach are among the defences China faces peer-to-peer lending scandals dilemmaAuthorities fear that not compensating financial victims risks social unrest Canada’s blockchain experiment hits regulation hurdleThe legal side, rather than technology, proves the problem for central bank pilot Fintechs reap reward from behaving more like banksPlatforms once out to change ‘the entire system’ move away from ‘tech’ — and risk Arizona sandbox gives fintechs a path to the USFragmented US rules landscape has put off many early-stage companies Banks find a use for blockchain: cross border paymentsThe JPMorgan-led Interbank Information Network is starting to work at scale Questions raised over Bitmain profits after IPO filingDiscrepancies in profit figures cited by world’s largest crypto mining hardware maker Digital bank Simple poaches Amazon exec for top jobDavid Hijirida becomes CEO at BBVA-backed fintech Lloyds invests in fintech Thought MachineCompany has developed cloud-based core banking platform China’s Alipay agrees €200m Uefa sponsorship dealJack Ma’s payments platform steps up drive to build global brand Nutmeg goes from robo to humanWealth manager introduces financial advisers to give clients phone support Banks race to make money on trade finance platformsBlockchain promises big returns for $16tn industry but revenues remain elusive Banks complete first syndicated loan on blockchainThe technology can slash transaction times in the $4.6tn-a-year market India’s fintech champion knocked by aide’s arrestVijay Shekhar Sharma has built Paytm into a $10bn digital payments pioneer The fintech ‘genius’ accused in $165m fraudSEC says WB21’s ‘solution’ was designed to disguise clients’ identities Banks jump on to the fintech bandwagonData sharing between financial institutions and tech companies puts consumers at risk Kenya digital bond offers lesson for Africa fintechMobile bond provides insight into how to reduce dependence on foreign investment Auditors grapple with crypto and blockchainBig firms respond to new products but there is a lack of consensus on rules Former UBS bankers to set up regulated crypto-bankSEBA aims to have banking licence in Switzerland by mid-2019 What next for cryptocurrencies after bubble bursts?Bitcoin, the original and most valuable crypto, has plummeted from $19,000 to $6,000-$8,000