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  • Tuesday, 24 May, 2022
    Q&APersonal Finance Advice & Comment
    Do I have to take out life insurance when buying a property?

    I’m buying my first home and I don’t have any dependants

  • Tuesday, 17 May, 2022
    Lucy Warwick-Ching
    Will I pay more tax if I send my child to school in the UK?

    I am a British expat living in Spain

  • Tuesday, 10 May, 2022
    Lucy Warwick-Ching
    Do I have to use my estate agent’s chosen mortgage broker?

    I’m a first-time buyer and my agent has pushed me to use their contact

  • Thursday, 5 May, 2022
    Lucy Warwick-Ching
    Can I invest to avoid an inheritance tax bill?

    An elderly relative has bequeathed me a modest amount of money. What should I do with it?

  • Tuesday, 26 April, 2022
    Lucy Warwick-Ching
    Which prepaid card should I get for my brother’s carers?

    I need one to help pay for his day-to-day personal expenses

  • Thursday, 21 April, 2022
    Lucy Warwick-Ching
    Will no-fault divorce law affect my financial settlement?

    Reform should not change the outcome but take account of tax issues

  • Thursday, 14 April, 2022
    Lucy Warwick-Ching
    How much rent would I pay my children for a gifted flat?

    I stay there two to three nights a month

  • Wednesday, 30 March, 2022
    Lucy Warwick-Ching
    Is mediation the answer to my dispute with HMRC?

    I signed up to overseas services set up by my late parents. Now I’m told I face tax penalties.

  • Wednesday, 23 March, 2022
    Lucy Warwick-Ching
    Can we claim exemption from digital tax reporting?

    We understand that some people may be allowed to continue filing paper returns

  • Tuesday, 15 March, 2022
    Lucy Warwick-Ching
    How can I protect the proceeds of my business sale abroad?

    I want to be able to fund my children’s education

  • Tuesday, 8 March, 2022
    Lucy Warwick-Ching
    Can I stop plans to build on top of my penthouse apartment?

    I own the property and don’t want anyone living above me

  • Tuesday, 1 March, 2022
    Lucy Warwick-Ching
    What is the best way to fund long-term care?

    I’m worried my parents will need to go into a residential home at the same time

  • Wednesday, 23 February, 2022
    Lucy Warwick-Ching
    How can we plan our inheritance gifts fairly?

    We don’t understand the options for giving away assets

  • Thursday, 17 February, 2022
    Lucy Warwick-Ching
    Can I pursue a claim against my late ex-husband?

    I issued financial proceedings connected with our divorce but he died with the case still ongoing

  • Wednesday, 9 February, 2022
    Lucy Warwick-Ching
    Are we obliged to bail out our adult daughter?

    Constant requests for money put a serious strain on our finances and relationship

  • Wednesday, 2 February, 2022
    Lucy Warwick-Ching
    Do I owe tax on my cryptocurrency portfolio?

    I benefited from post-lockdown price rises and have a fairly high-value portfolio

  • Tuesday, 25 January, 2022
    Lucy Warwick-Ching
    Should I sell my house without an agent?

    We had the house valued last year so have an idea of price

  • Tuesday, 11 January, 2022
    Lucy Warwick-Ching
    I can’t pay my tax bill — what should I do?

    Since March 2020 my income has suffered and I am struggling to balance my books

  • Thursday, 6 January, 2022
    Lucy Warwick-Ching
    Can we make our children sell the family home after we die?

    We are worried that they will disagree over what to do with it

  • Tuesday, 14 December, 2021
    Lucy Warwick-Ching
    Will new IR35 rules cause me problems with HMRC?

    Most recruiting companies are looking for contractors

  • Tuesday, 7 December, 2021
    Lucy Warwick-Ching
    Is my mother’s new husband manipulating her finances?

    She remarried this year and is increasingly isolated from her family

  • Tuesday, 30 November, 2021
    Lucy Warwick-Ching
    Do we have to submit our tax returns online?

    We rent out our second home and submit a self-assessment return on paper

  • Wednesday, 24 November, 2021
    Lucy Warwick-Ching
    Should we remortgage before interest rates rise?

    We would be hit by an early transfer fee of almost £5,000

  • Wednesday, 17 November, 2021
    Lucy Warwick-Ching
    How can I access my late mother’s bank accounts?

    I’m still struggling to access and even find her basic financial information.

  • Tuesday, 9 November, 2021
    Lucy Warwick-Ching
    Will HMRC challenge me over my domicile status?

    I haven’t been back to the UK for two years because of Covid

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