Hospitals ‘beg and borrow’ for staff as consultants cut hours fearing huge tax bills

Collective defined contribution schemes are designed to boost investment returns

Letters to be received saying ‘we have been paying you too much’

Arcadia group faces fierce battle with landlords over attempts to slash costs

Mark Neale wants ban on retirement pots being put into risky investments

Watchdog ends investigation into offloading of £300m in pension liabilities

BMA claims transition to new scheme discriminated against younger members

Tens of thousands fail to claim credits that help build their entitlement

Decline has implications for pensions and insurance industry

Government must regulate to protect savings, says Frank Field

Stronger employers told to clear fund deficits in under seven years

Lesley Titcomb, who is stepping down, says change is needed to avoid legislative logjam

George Osborne’s key policy had unintended consequences for millions which are only now becoming apparent

People’s Pension ‘throws down the gauntlet’ with overhaul of annual management fees

Figures for 2016-17 raise fears doctors are leaving owing to levies

Financial Conduct Authority tells MPs they are ready to step in to improve fees disclosure

Insurers and unions fear new funds will reduce protection for scheme members

Unions concerned about schemes expanding into assets with performance charges

Women in multiple part-time jobs expected to be particularly hard hit

Experts fear 1m people unaware of cut to savings allowance if they dip into funds

Doctors cut their hours or take early retirement because of curbs on tax breaks

Group faces further fall in sales transactions in Britain’s capital