As malware becomes easier for even non-technical bad actors to use, the risk of sensitive information being compromised becomes ever greater. FT investigations correspondent Kara Scannell sheds light on some of the biggest security threats facing companies in 2016. Then, Alphaville's Matt Klein offers some explanations on the new year market jitters. Finally, the clash between Detroit's automakers and Silicon Valley's tech giants in the race to create the smartest vehicle. The FT's US industry correspondent Robert Wright explains how they might end up working together. Shannon Bond and Cardiff Garcia host. Go to ft.com/alphachat for show notes. Music by Podington Bear and Kevin MacLeod.