Sir, Having read Lucy Kellaway’s latest insightful and stimulating column (“Losing the fear can be liberating – and dangerous”, November 10), I would like to add another perspective to hers. Being 66 and seeing the horizon looming, coupled with a feeling of having done little worthwhile, is a terrific creator of fear. By the way, I am a millionaire.

John Wilson

Otterburn, Northumberland, UK

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