MONEY 
Individual savings accounts
Over the remaining few weeks of this tax year, tens of thousands of investors will take part in the annual ritual of leaving it to the last minute to invest in an individual savings account. UK, Japanese, Asian and emerging market equities are expected to attract the lion’s share of investment. But where should investors be putting this year’s money?
Tax efficient saving and investing
There are worse things in life than paying tax. Investors who put money into plunging technology funds in 1999-2000 and failed Business Expansion Schemes in the late 1980s have been forced to confront that truth. Remember to take account of the actual amounts that you might save - or lose.
