BEGINNERS GUIDE
Resources
Principal content
Home insurance
More than 20m British households handed over some £6bn in home insurance premiums last year, and annual costs currently average £210 for buildings insurance...
Beginners Guide: Cohabitation rights
Cohabitation is on the rise in the UK with as many as one in six
couples choosing to live together and avoiding walking down the aisle.
Bridging loans
The property market is so hot that in many parts of the country you need to be able to make an offer at lightning speed if you want to secure your dream home – or any home for that matter.
House price indices
If you are interested in knowing exactly what is going on in the UK housing market there is a wealth of information you can tap into.
Property gains
The chancellor’s generous tax exemption for anyone selling their main home is a relief given the huge rise in property prices in recent years. But for those who have bought more than one property, selling up could incur a significant tax bill
Hips
News stories about home information packs (Hips) or home sellers’ packs have been getting steadily more gloomy as their compulsory introduction date looms closer.
Reits
You’ve seen Donald Trump on television – being a property tycoon sounds wonderful. Realistically, however, you would like exposure to the sector without too much risk. Welcome to the new world of UK real estate investment trusts.
Offset mortgages
There is confusion over whether offset mortgages are a product that can cater to everyone, or whether they are best suited to wealthier individuals with sizeable savings.
Overseas mortgages
Buying a property abroad is the dream of many people. But it can turn sour once they get into the intricacies of dealing with overseas banks, solicitors and developers. One area that has become more flexible, however, is arranging a mortgage overseas.
Leaseholds
Almost 3m people own property on a leasehold basis, whereby they own the right to occupy the property, but not the building itself. All leaseholders have the legal right to get together with their neighbours and buy out the landlord.







