Are banks asking too much?

First-time buyers are struggling with the highest mortgage deposits in a generation
Report says that since 1995, the most important reason for the outperformance of prime properties has been flows of capital seeking a safe haven
Average house prices in Kensington and Chelsea hit £1.02m in April, according to data published by the Land Registry
The end of a stamp duty concession has resulted in the end or a recent recovery, a survey by the Royal Institution of Chartered Surveyors has found
April data confirm softer tone in UK housing market after a high volume of sales in the first quarter attributed to the tax holiday for first-time buyers
Nationwide registers the fourth monthly decline inprices as the UK housing market languishes amid squeezed wages and strict lending criteria
Growing numbers of home owners are being forced to sell their properties at a loss. This interactive map and table allow you to explore the worst affected areas
Are you at risk of negative equity? Find out with our exclusive mortgage calculator

First-time buyers are struggling with the highest mortgage deposits in a generation

Chris Giles, economics editor, on the persistent uncertainty in the UK housing market
Research which shows that more than one in 20 borrowers are in negative equity reflects stark differences in how the regions are faring in recession
Price of any asset reflects a bundle of risks. The components of the bundle vary over time, as does the influence of each on the result
A big danger for the UK is a sharp fall in house prices, which would threaten the finances of households and banks, writes Martin Wolf
Reality is really starting to sink in for British homeowners as the gap between first-time buyers and others is widening
No one should underestimate our determination to win this battle. We will fight for jobs, prosperity and the right protection for our countryside, write Eric Pickles and George Osborne
Deputy prime minister Nick Clegg argues taxing expensive properties, and capturing unearned wealth, could help to fund scrapping the 50% income tax band
Most polls of homeowners show that people know that house values are likely to fall. But that is unlikely to stop people from demanding, as a grandmother may put it, “the moon on a stick and now”.