Search for P2P lending and
    1. August 30, 2015

      Peer-to-peer lender Zopa installs Jaidev Janardana as chief

      Zopa, the British peer-to-peer loan pioneer, has appointed a new chief executive as it seeks to draw more pension and...

    2. August 30, 2015

      China P2P lender banks on social media usage

      If you spend a lot of time chatting on social networks or playing computer games, you might be helping your credit...

    Special Reports

    1. The FT’s Year in Finance

      These specially selected articles, originally published in the FT this year, show a ch...
    2. The UK's Entrepreneurs

      British start-ups are finding a value in networking with other city clusters around th...
    Search more Special Reports on this topic.

    1. FT Alphaville

      August 28, 2015

      The peer-to-peer scaling, matching and pricing fallacy

      Everyone loves peer-to-peer systems these days, right? Peer-to-peer means nasty old intermediaries, who might otherwise...

    2. August 22, 2015

      Mini-bonds aim to raise millions from investors

      The rising prominence of mini-bonds was underlined by two multimillion pound launches this week, as income-starved...

    3. August 17, 2015

      UK peer-to-peer lenders turn attention to Asia

      Asia is the focus as the next growth area for providers of alternative finance in the UK, despite concerns over the...

    4. August 17, 2015

      Peer-to-peer lenders widen access for investors

      Investors will be able to access peer-to-peer lending through their wealth management platforms for the first time...

    5. August 14, 2015

      My Money — Giles Andrews, Zopa chief

      Back in 2004, a group of businessmen sat in a barn in Buckinghamshire throwing around ideas. Was there a way to create...

    6. August 9, 2015

      P2P ‘land grab’ draws more than 100 startups

      More than 100 peer-to-peer lenders have applied for full authorisation from the City regulator as entrepreneurs jostle...

    7. August 5, 2015

      Lending Club: still growing

      Marrying technology with finance to outmanoeuvre crisis-scarred banks has been a popular pitch in Silicon Valley. It...

    8. July 29, 2015

      Funding Circle to float fund to invest in small business loans

      Funding Circle, one of the UK’s biggest peer-to-peer loan providers, is seeking to raise £150m for the launch of an...

    9. July 27, 2015

      China seeks to tame online finance risks

      China's move to regulate internet finance is a positive step towards legitimising a sector that has largely operated in...

    10. July 24, 2015

      P2P trust raises £400m in rapid expansion

      The first peer-to-peer lending investment trust has raised another £400m from investors, which will bring its total...

    11. July 19, 2015

      China tightens grip on internet financing platforms

      Chinese regulators are tightening their grip on internet financing, after the recent stock market crash raised worries...

    12. July 10, 2015

      P2P Isa investments confirmed for next year

      A new individual savings account (Isa) to invest in peer-to-peer lending has been given the go-ahead, but consumers...

    13. July 7, 2015

      China’s loan sharks come under attack from P2P lenders

      A few months ago, a small entrepreneur in Nanjing who makes cheap souvenirs sold in Chinese railway stations and local...

    14. July 5, 2015

      A bubbly corner of the shadow banking market

      Past performance is no guarantee of future results. This is financial wisdom even savvy market actors ignore; a handy...

    15. June 25, 2015

      Banks become wise to the age of data

      “Perhaps, not before time, boring banking is starting to make a comeback,” observed John Kay last week in the light of...

    16. June 19, 2015

      P2P business lending to eclipse consumer sector

      Peer-to-peer lending to businesses is on the verge of overtaking lending to consumers as investors chase higher returns...

    17. June 19, 2015

      Euro tech special: The music man

      Daniel Ek is reflecting on how he has changed over the past decade. “I used to have hair and now I have none,” he says....

    18. June 17, 2015

      The lenders of the revolution look familiar

      When the smartest, if not the most literate, guys in the room see “an opportunity to leverage our competencies in...

    19. June 15, 2015

      China’s Beijing Kunlun backs UK peer-to-peer lender LendInvest

      Chinese investors are turning to international peer-to-peer lending platforms in search of higher returns, as...

    20. May 25, 2015

      Retail investors at risk as big business enters P2P lending

      In the past few years, retail investors have turned to peer-to-peer lending as a way to earn better interest rates than...

    21. May 22, 2015

      Peer-to-peer body to ban institutional ‘cherry-picking’

      The trade body for the fast-growing UK peer-to-peer lending industry is preparing to introduce a rule against allowing...

    22. May 19, 2015

      Metro Bank strikes deal to lend through P2P site

      Metro Bank has struck a deal to become the first British bank to lend through a peer-to-peer platform, fuelling...

    23. FT Alphaville

      May 18, 2015

      Does China already have the highest level of margins vs free float in market history?

      A Macquarie update, on their previous free floats and nutty Chinese markets work, has landed. With our emphasis: Margin...

    24. May 11, 2015

      China tech mania propels start-up board to record high

      China's technology stock mania scaled new heights on Monday when shares in a Shanghai-listed real estate company rose...

    25. May 6, 2015

      Fund managers turn to P2P

      Equity income and multi-asset fund managers are adding peer-to-peer debt to their portfolios after the launches of two...

    26. May 1, 2015

      New alternative loan fund lists on LSE

      A third investment trust investing in alternative loans has launched on the London Stock Exchange. Ranger Direct...

    27. April 23, 2015

      Funding Circle raises $150m in new boost for London tech sector

      Peer-to-peer lending platform Funding Circle has raised $150m from some of the world’s leading investment groups, in...

    28. FT Alphaville

      April 21, 2015

      Marketplace lenders and the Chinese path to a gift-card economy

      Most of us know it as shadow banking. Others refer to it as non-bank lending. But a whole new nomenclature —...

    29. April 21, 2015

      Hidden bank fees land UK business with £425m bill

      UK banks are charging businesses that need short-term finance £425m a year in “hidden” extra fees, according to...

    30. April 9, 2015

      Prosper’s valuation rises to $1.9bn in latest funding round

      Prosper Marketplace, the second-biggest peer-to-peer lender in the US, has closed a new financing round that has...

    31. April 2, 2015

      Peer-to-Peer parties past talk of credit reckoning

      In about a week the world’s top online lenders will gather in New York for their third annual pep rally. At the...

    32. April 2, 2015

      Temasek eyes £30m stake in Funding Circle

      Temasek, Singapore’s state investment company, is planning to buy a stake in peer-to-peer lending platform Funding...

    33. April 1, 2015

      Peer-to-peer forex platforms come of age

      Peer-to-peer foreign exchange platforms are looking to eclipse existing retail currency services in the UK during the...

    34. March 20, 2015

      Budget 2015: What it means for your wealth

      As he handed out tax cuts to savers, first-time buyers and workers this week, George Osborne told the House of Commons...

    35. March 19, 2015

      UK banks forced to open up customer data to help challengers

      The government has pledged to force British banks to open up access to customer data in attempt to inject competition...

    36. March 19, 2015

      Peer-to-peer investors to get savings tax break

      A new tax-free personal savings allowance will apply to income from peer-to-peer lending as well as from cash savings,...

    37. March 15, 2015

      No need for too much haste in efforts to boost funding for SMEs

      Entrepreneurs and small business owners would be dancing in the streets if they believed that last week’s...

    38. March 4, 2015

      US banks face profit threat from shadow financing

      US banks could lose more than 7 per cent of their annual profits to the rapidly expanding group of non-bank financial...

    Search for P2P lending and

    POLL