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    1. May 24, 2016

      Market place lending: peer to peer pressure

      The backwash of a banking crash is a great time for financial innovation. The most recent one has been no different....

    2. May 23, 2016

      Peer-to-peer lending not a ‘major threat’ to banks

      British banks do not face a “major threat” from peer-to-peer lenders and will continue to dominate £600bn of lending in...

    Special Reports

    1. The FT’s Year in Finance

      After another eventful year, one thing is clear — the world is still a long way from r...
    2. The UK's Entrepreneurs

      The UK is the most entrepreneurial country in Europe, offering the strongest environme...
    Search more Special Reports on this topic.

    1. May 17, 2016

      Lending Club given grand jury subpoena

      The Department of Justice is looking into possible criminal activity at Lending Club, the former star of the...

    2. May 15, 2016

      Lending Club: from disruptive outsider to traditional financier

      Remember when peer-to-peer lending was supposed to be the antidote to the financial sector’s shady practices? Instead...

    3. May 13, 2016

      Peer-to-peer is ‘safe’, insist UK lenders

      Peer-to-peer lenders in the UK have moved to reassure investors they are in safe hands amid calls for tougher...

    4. May 11, 2016

      Cracks are appearing in fintech lenders

      Benjamin Franklin, one of the US founding fathers, wrote that, “in this world nothing can be said to be certain, except...

    5. May 9, 2016

      Online lenders reel at Laplanche departure

      Peter Renton used to joke about what could throw off momentum in the fast-growing world of online lending. Only if the...

    6. May 9, 2016

      Lending Club: man overboard

      Despite the protestations of the splashy marketplace lenders, their business practices might not be so different than...

    7. May 9, 2016

      Lending Club chief executive steps down after internal review

      The resignation of the founder and chief executive of Lending Club after an internal probe sent shares in the group...

    8. May 9, 2016

      An innovative yet double-edged approach to financial regulation

      Whenever an industry publicly praises its regulator then the rest of us should probably consider running for the hills....

    9. April 28, 2016

      India’s central bank considers peer-to-peer lending rules

      India’s central bank has unveiled an outline for proposed regulation of peer-to-peer lending, a move that leaders in...

    10. April 21, 2016

      China internet finance crackdown targets fly-by-night operators

      China’s central bank is leading a wide-ranging clean-up of the country’s unruly internet finance sector, including a...

    11. FT Alphaville

      April 20, 2016

      It's a hard knock deposit-less life for online lenders

      Consider this headline from the New York Times last year: Goldman Sachs Plans to Offer Consumer Loans Online, Adopting...

    12. April 15, 2016

      BlackRock backs P2P with £12.7m investment

      BlackRock, the world’s largest asset manager, has made its first significant retail investment in peer-to-peer loans,...

    13. April 14, 2016

      Milestone for European P2P securitisation

      Funding Circle is set to be the first European “peer to peer” lender to have loans from its platform securitised,...

    14. April 3, 2016

      Investors should ignore the hype about fintech

      These are torrid times again for banks. Yet the picture seems altogether different for financial technology, or...

    15. April 1, 2016

      Big peer-to-peer lenders still awaiting Isa approval

      Investors hoping to put their money into the new innovative finance Isa at the start of the new tax year are set to be...

    16. FT Alphaville

      March 30, 2016

      Lifting the bonnet on an online lending business

      One of the rallying cries of the new businesses trying to displace old banks is “transparency”. Whereas in the past,...

    17. March 27, 2016

      Marketplace lenders worry about addiction to Wall St’s lucre

      Ever since the marketplace lending industry emerged as a force in the wake of the financial crisis, investors have...

    18. March 21, 2016

      Lending Club rediscovers its peer-to-peer roots

      A decade on from its founding as a peer-to-peer lender, Lending Club is rediscovering its roots. The San...

    19. March 15, 2016

      Competitor says peer-to-peer lending heading for meltdown

      People lending directly to small businesses through peer-to-peer websites could face heavy losses because the market is...

    20. March 15, 2016

      Alternative lending: friends in need

      Four years ago, Will Davis and Evan Baehr seemed on the verge of something big. Their start-up, Outbox, which made...

    21. March 14, 2016

      China to crack down on P2P lenders

      Chinese authorities are seeking to crack down on a surge of unregulated lending that is pushing up property prices in...

    22. March 8, 2016

      Good news — fintech could disrupt finance

      Information technology has disrupted the entertainment, media and retail businesses and, most recently, the supply of...

    23. FT Alphaville

      March 3, 2016

      Wait a little longer, regulator tells P2P lenders

      Online lenders in the UK, who call themselves “peer-to-peer”, have been salivating at the possibility of tapping the...

    24. FT Alphaville

      March 3, 2016

      This is nuts. When's the crash?

      An update on China’s big ball of money which we have seen pouring into stock, bonds etc before… Right now it’s still...

    25. March 3, 2016

      Should you use your Isa for peer-to-peer lending?

      The UK’s £3.2bn peer-to-peer lending industry has come a long way since 2005 when the first platform connecting savers...

    26. FT Alphaville

      March 2, 2016

      It's lenders all the way down

      In early January, one of the UK’s big three “peer-to-peer” lenders, Ratesetter, began publishing more detailed data on...

    27. March 1, 2016

      China jails 24 after 230,000 investors defrauded

      A court in southern China has jailed 24 people for defrauding investors of nearly Rmb10bn ($1.5bn), the latest in a...

    28. February 19, 2016

      RateSetter made peer-to-peer loans from contingency fund

      UK-based peer-to-peer platform RateSetter has been lending to businesses from a fund set up to protect investors...

    29. February 19, 2016

      P2P sheds ‘alternative’ label and moves into mainstream

      When Zopa, the world’s first peer-to-peer lending platform, launched in the UK in 2005, the concept of “alternative...

    30. February 17, 2016

      Banks behind a quarter of loans on peer-to-peer websites

      Banks now account for a quarter of the lending on peer-to-peer websites that connect investors directly with borrowers,...

    31. February 14, 2016

      Online P2P lenders eye high street move

      Online peer-to-peer lenders are eyeing moves into physical bricks and mortar as the industry seeks to broaden its...

    32. February 14, 2016

      Cambian’s failure to take care of costs tests investors’ nerve

      Cambian is a text book example of why investors are so wary of care home companies and stock market flotations driven...

    33. February 12, 2016

      Peer-to-peer platforms race to obtain authorisation before Isa season

      Peer-to-peer lending platforms hoping to offer the new Innovative Finance Isa are in a race against time to obtain...

    34. FT Alphaville

      February 11, 2016

      The curious state of UK "peer-to-peer" lending

      The UK’s peer-to-peer lending industry took fire yesterday from none other than former FSA chief Lord Adair Turner, who...

    35. February 10, 2016

      P2P industry hits back at Lord Turner’s warning as ‘ill-informed’

      A warning by a former regulator of risks building up in peer-to-peer lending has been attacked by the industry as...

    36. February 10, 2016

      City grandee Lord Turner warns on peer-to-peer lending risks

      Lord Adair Turner, the former chairman of the UK financial regulator, has issued a grave warning on risks building up...

    37. FT Alphaville

      February 4, 2016

      The online lending lie

      Online lending, marketplace lending and peer-to-peer lending all refer to the same thing, in order of decreasing...

    38. February 2, 2016

      Chinese Ponzi scheme sparks calls for protests

      The allegation that one of China’s most popular online investment platforms was a Ponzi scheme has sparked a nationwide...

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