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    1. June 28, 2016

      Lending Club: usury about it?

      There are plenty of reasons to sell Lending Club. However, Monday’s 8 per cent decline in the stock was not justified....

    2. FT Alphaville

      June 22, 2016

      In the name of Satoshi, who exactly are EITC Holdings?

      Andrew O’Hagan’s 35,000 word write up of the Craig Wright Satoshi affair in the London Review of Books has been out and...

    Special Reports

    1. The FT’s Year in Finance

      After another eventful year, one thing is clear — the world is still a long way from r...
    2. The UK's Entrepreneurs

      The UK is the most entrepreneurial country in Europe, offering the strongest environme...
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    1. June 20, 2016

      European Investment Bank to lend £100m through UK’s Funding Circle

      EU states are to support small British businesses through a UK peer-to-peer lender in the first deal of its kind,...

    2. June 15, 2016

      Chinese borrowers told to post nude photos as collateral

      Chinese loan sharks are demanding nude photos as collateral from female borrowers which can be used for blackmail if...

    3. Tech blog

      June 13, 2016

      #techFT - Microsoft buys LinkedIn, Apple gets Siri-ous on voice

      The breaking news is that Microsoft has managed to rain on Apple’s parade for once – its $26.2bn deal to acquire...

    4. June 12, 2016

      RateSetter to start lending to small businesses

      RateSetter, one of the UK’s largest peer-to-peer lenders, is breaking into small business loans with the aid of...

    5. June 12, 2016

      Struggling Chinese P2P lender offers to repay investors with baijiu

      While China’s state-owned banks plot debt-for-equity swaps to cut bad loans, one struggling peer-to-peer lender has...

    6. June 1, 2016

      Watchdog urged to review P2P protection

      A senior politician is urging the watchdog to consider tougher regulation of the peer-to-peer market in order to...

    7. Tech blog

      May 31, 2016

      #techFT - An Indian summer for old iPhones

      Tim Cook has been unsuccessful so far as a used iPhone salesman in India, the EU and web giants agree to halt the...

    8. May 30, 2016

      US peer-to-peer lending model has parallels with subprime crisis

      Interest rates at record lows. Investors desperate for decent returns. A whizzy new way to make money by securitising...

    9. May 27, 2016

      Peer-to-peer loan fund cuts dividend

      One of the most prominent funds investing in peer-to-peer loans has cut its dividend, in the latest sign of...

    10. May 24, 2016

      Market place lending: peer to peer pressure

      The backwash of a banking crash is a great time for financial innovation. The most recent one has been no different....

    11. May 23, 2016

      Peer-to-peer lending not a ‘major threat’ to banks

      British banks do not face a “major threat” from peer-to-peer lenders and will continue to dominate £600bn of lending in...

    12. May 17, 2016

      Lending Club given grand jury subpoena

      The Department of Justice is looking into possible criminal activity at Lending Club, the former star of the...

    13. May 15, 2016

      Lending Club: from disruptive outsider to traditional financier

      Remember when peer-to-peer lending was supposed to be the antidote to the financial sector’s shady practices? Instead...

    14. May 13, 2016

      Peer-to-peer is ‘safe’, insist UK lenders

      Peer-to-peer lenders in the UK have moved to reassure investors they are in safe hands amid calls for tougher...

    15. May 9, 2016

      Online lenders reel at Laplanche departure

      Peter Renton used to joke about what could throw off momentum in the fast-growing world of online lending. Only if the...

    16. May 9, 2016

      Lending Club: man overboard

      Despite the protestations of the splashy marketplace lenders, their business practices might not be so different than...

    17. May 9, 2016

      Lending Club chief executive steps down after internal review

      The resignation of the founder and chief executive of Lending Club after an internal probe sent shares in the group...

    18. April 28, 2016

      India’s central bank considers peer-to-peer lending rules

      India’s central bank has unveiled an outline for proposed regulation of peer-to-peer lending, a move that leaders in...

    19. April 21, 2016

      China internet finance crackdown targets fly-by-night operators

      China’s central bank is leading a wide-ranging clean-up of the country’s unruly internet finance sector, including a...

    20. FT Alphaville

      April 20, 2016

      It's a hard knock deposit-less life for online lenders

      Consider this headline from the New York Times last year: Goldman Sachs Plans to Offer Consumer Loans Online, Adopting...

    21. April 15, 2016

      BlackRock backs P2P with £12.7m investment

      BlackRock, the world’s largest asset manager, has made its first significant retail investment in peer-to-peer loans,...

    22. April 14, 2016

      Milestone for European P2P securitisation

      Funding Circle is set to be the first European “peer to peer” lender to have loans from its platform securitised,...

    23. April 3, 2016

      Investors should ignore the hype about fintech

      These are torrid times again for banks. Yet the picture seems altogether different for financial technology, or...

    24. April 1, 2016

      Big peer-to-peer lenders still awaiting Isa approval

      Investors hoping to put their money into the new innovative finance Isa at the start of the new tax year are set to be...

    25. FT Alphaville

      March 30, 2016

      Lifting the bonnet on an online lending business

      One of the rallying cries of the new businesses trying to displace old banks is “transparency”. Whereas in the past,...

    26. March 27, 2016

      Marketplace lenders worry about addiction to Wall St’s lucre

      Ever since the marketplace lending industry emerged as a force in the wake of the financial crisis, investors have...

    27. March 21, 2016

      Lending Club rediscovers its peer-to-peer roots

      A decade on from its founding as a peer-to-peer lender, Lending Club is rediscovering its roots. The San...

    28. March 15, 2016

      Competitor says peer-to-peer lending heading for meltdown

      People lending directly to small businesses through peer-to-peer websites could face heavy losses because the market is...

    29. March 15, 2016

      Alternative lending: friends in need

      Four years ago, Will Davis and Evan Baehr seemed on the verge of something big. Their start-up, Outbox, which made...

    30. March 14, 2016

      China to crack down on P2P lenders

      Chinese authorities are seeking to crack down on a surge of unregulated lending that is pushing up property prices in...

    31. March 8, 2016

      Good news — fintech could disrupt finance

      Information technology has disrupted the entertainment, media and retail businesses and, most recently, the supply of...

    32. FT Alphaville

      March 3, 2016

      Wait a little longer, regulator tells P2P lenders

      Online lenders in the UK, who call themselves “peer-to-peer”, have been salivating at the possibility of tapping the...

    33. FT Alphaville

      March 3, 2016

      This is nuts. When's the crash?

      An update on China’s big ball of money which we have seen pouring into stock, bonds etc before… Right now it’s still...

    34. March 3, 2016

      Should you use your Isa for peer-to-peer lending?

      The UK’s £3.2bn peer-to-peer lending industry has come a long way since 2005 when the first platform connecting savers...

    35. FT Alphaville

      March 2, 2016

      It's lenders all the way down

      In early January, one of the UK’s big three “peer-to-peer” lenders, Ratesetter, began publishing more detailed data on...

    36. March 1, 2016

      China jails 24 after 230,000 investors defrauded

      A court in southern China has jailed 24 people for defrauding investors of nearly Rmb10bn ($1.5bn), the latest in a...

    37. February 19, 2016

      RateSetter made peer-to-peer loans from contingency fund

      UK-based peer-to-peer platform RateSetter has been lending to businesses from a fund set up to protect investors...

    38. February 19, 2016

      P2P sheds ‘alternative’ label and moves into mainstream

      When Zopa, the world’s first peer-to-peer lending platform, launched in the UK in 2005, the concept of “alternative...

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