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    1. 11 hours ago

      P2P industry hits back at Lord Turner’s warning as ‘ill-informed’

      A warning by a former regulator of risks building up in peer-to-peer lending has been attacked by the industry as...

    2. 18 hours ago

      City grandee Lord Turner warns on peer-to-peer lending risks

      Lord Adair Turner, the former chairman of the UK financial regulator, has issued a grave warning on risks building up...

    Special Reports

    1. The Connected Business

      From virtual assistants embedded in messaging services to apps that can be ‘streamed’ ...
    2. The FT’s Year in Finance

      After another eventful year, one thing is clear — the world is still a long way from r...
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    1. FT Alphaville

      February 4, 2016

      The online lending lie

      Online lending, marketplace lending and peer-to-peer lending all refer to the same thing, in order of decreasing...

    2. February 2, 2016

      Chinese Ponzi scheme sparks calls for protests

      The allegation that one of China’s most popular online investment platforms was a Ponzi scheme has sparked a nationwide...

    3. February 2, 2016

      Chinese lending: undercover

      China has been catching up with the West in financial technology. Sadly, not all such progress is good. This week,...

    4. FT Alphaville

      February 1, 2016

      China bezzle watch, 1,200 account books buried deep below ground edition

      From the FT’s Tom Mitchell: Chinese police have arrested more than 20 people associated with “a complete Ponzi scheme”...

    5. February 1, 2016

      Arrests in China over $7.6bn Ponzi scheme

      Chinese police have arrested more than 20 people associated with “a complete Ponzi scheme” that allegedly took more...

    6. January 28, 2016

      Struggling Chinese companies turn to P2P exchanges to boost cash flow

      Troubled companies in China are turning to the under-regulated internet finance industry to ease their cash flow...

    7. January 26, 2016

      Lending Club paves way for rivals

      Larry Summers was effusive, when asked in December 2014 to comment on the stock market debut of Lending Club. Shares in...

    8. January 18, 2016

      Chinese P2P lender Lufax valued at $19bn in latest funding round

      Lufax has completed a fundraising round that the Chinese peer-to-peer lenders says values it at $18.5bn, as investors...

    9. December 22, 2015

      P2P lender Yirendai says it has two-year lead on foreign rivals

      Yirendai, the Chinese peer-to-peer lender hit by share price falls after its US listing last week, says it –has a...

    10. December 14, 2015

      China overtakes UK in global fintech race

      Seven of the world’s most successful 50 fintech companies are now from China, threatening to overshadow the UK as a...

    11. December 8, 2015

      Lending services revolution piles pressure on banks as fintech sector grows

      From banking to investment, mobile technology has revolutionised access to financial services as clients demand the...

    12. December 2, 2015

      Lufax seeks $1bn in new funding amid China lending drive

      China’s largest online peer-to-peer lender, Lufax, is seeking $1bn in new funding at a valuation of $15bn-$20bn, as...

    13. November 30, 2015

      P2P lenders: question of trust

      One almost feels sorry for the UK’s big banks. Disdained by the public, they are regulated with paternal vindictiveness...

    14. November 30, 2015

      Funding Circle launches first P2P investment trust

      Funding Circle, one of the UK’s biggest peer-to-peer loan providers, has become the first platform to launch its own...

    15. November 20, 2015

      Crowdfunding and P2P sector set to consolidate

      A wave of consolidation is set to sweep through the crowdfunding and peer-to-peer (P2P) lending sector, as smaller...

    16. November 13, 2015

      Beyond Banking: Alternative groups seize business from lenders

      Is banking about to be “Uberised”? Lending money to individuals and businesses is at the heart of what banks do. But...

    17. November 13, 2015

      Beyond Banking: Lenders face mortgages challenge from P2Ps

      House-hunters will soon be arranging more mortgages through online peer-to-peer platforms as the new breed of...

    18. November 10, 2015

      Beyond Banking: under attack on all sides

      It is more than seven years since the height of the financial crisis, but the run of disastrous banking news during the...

    19. October 20, 2015

      Funding Circle snaps up German marketplace lender

      UK peer-to-peer lender Funding Circle has acquired Zencap, a German platform with operations in three countries, in its...

    20. October 14, 2015

      Start-up threat to creaking banks

      To judge by her CV, Anne Boden is an old-style banker to the core. She has a conventional career behind her, spanning...

    21. October 13, 2015

      P2P lender TrustBuddy halts operations over ‘misconduct’

      The world’s first listed peer-to-peer lending platform has suspended operations and reported itself to police after...

    22. October 13, 2015

      Property loan fund to launch in P2P boom

      The online loan platform LendInvest is to launch a listed fund, the first such vehicle to focus on property-backed...

    23. October 12, 2015

      City veteran warns over P2P Isa

      The founder of the online investment service Bestinvest has opposed the inclusion of peer-to-peer lending in Isas,...

    24. September 30, 2015

      US student loans provider SoFi raises $1bn

      SoFi, the San-Francisco based student loans provider, has raised $1bn from investors in a funding round that will help...

    25. September 27, 2015

      EIB turns to peer-to-peer lending for UK companies

      The European Investment Bank is preparing to lend £100m to UK small businesses through the peer-to-peer lender Funding...

    26. September 24, 2015

      The sharing economy is now a playground for Wall Street

      When the concept of “peer-to-peer” lending popped up a decade ago, libertarians and leftwing idealists alike cheered....

    27. September 24, 2015

      Prosper Marketplace acquires credit monitoring app

      Prosper Marketplace, the second-biggest peer-to-peer lender in the US, has bought a personal finance app as it aims to...

    28. September 11, 2015

      Concern over mini-bonds’ move to the mainstream

      Over the past year or so the world of alternative finance has thrust itself into the mainstream of investment. Barely a...

    29. September 7, 2015

      P2P providers urged to come clean on fees

      Peer-to-peer lending platforms have been accused of hiding some of the costs of investing by analysts who argue they...

    30. September 6, 2015

      Online lenders stuck on a hamster wheel

      Bankers may like to claim otherwise, but there are precious few genuine lightbulb moments in financial services. Ask...

    31. August 30, 2015

      Peer-to-peer lender Zopa installs Jaidev Janardana as chief

      Zopa, the British peer-to-peer loan pioneer, has appointed a new chief executive as it seeks to draw more pension and...

    32. August 30, 2015

      China P2P lender banks on social media usage

      If you spend a lot of time chatting on social networks or playing computer games, you might be helping your credit...

    33. FT Alphaville

      August 28, 2015

      The peer-to-peer scaling, matching and pricing fallacy

      Everyone loves peer-to-peer systems these days, right? Peer-to-peer means nasty old intermediaries, who might otherwise...

    34. August 22, 2015

      Mini-bonds aim to raise millions from investors

      The rising prominence of mini-bonds was underlined by two multimillion pound launches this week, as income-starved...

    35. August 17, 2015

      UK peer-to-peer lenders turn attention to Asia

      Asia is the focus as the next growth area for providers of alternative finance in the UK, despite concerns over the...

    36. August 17, 2015

      Peer-to-peer lenders widen access for investors

      Investors will be able to access peer-to-peer lending through their wealth management platforms for the first time...

    37. August 14, 2015

      My Money — Giles Andrews, Zopa chief

      Back in 2004, a group of businessmen sat in a barn in Buckinghamshire throwing around ideas. Was there a way to create...

    38. August 9, 2015

      P2P ‘land grab’ draws more than 100 startups

      More than 100 peer-to-peer lenders have applied for full authorisation from the City regulator as entrepreneurs jostle...

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