Search for P2P lending and
    1. December 14, 2014

      PayPal expands lending programme to merchants

      PayPal is pushing to expand into the alternative lending market popularised by faster growing start-ups such as Lending...

    2. December 14, 2014

      Banks are taking a risk by treating peer-to-peer lenders lightly

      People often talk about peer-to-peer lending in the same breath as disruptive new web technologies such as Uber, the...

    Special Reports

    1. The FT’s Year in Finance

      These specially selected articles, originally published in the FT this year, show a ch...
    2. The UK's Entrepreneurs

      British start-ups are finding a value in networking with other city clusters around th...
    Search more Special Reports on this topic.

    1. December 11, 2014

      Lending Club banks 56% surge on debut

      LendingClub slideshow Lending Club, the San Francisco start-up that set out to bypass traditional banking, captured the...

    2. December 10, 2014

      Lending Club valued at $5.4bn in IPO

      Lending Club, the world’s biggest peer-to-peer lender, has priced its initial public offering at $15 a share to give the...

    3. Lex Live

      December 10, 2014

      Lending Club joins public equity market

      This is the transcript of the Live Blog session ending at 15:16 on 11 Dec 2014.Lending Club may be the most intriguing...

    4. December 9, 2014

      Lending Club IPO rides easy money wave

      After months of anticipation, the investor roadshow for Lending Club’s initial public offering began on the first day of...

    5. December 5, 2014

      Wall Street regains its old way with words

      One of the consequences of the financial crisis was that people on Wall Street lost their way with words. Old silver-tongued...

    6. December 3, 2014

      Autumn Statement 2014: P2P lenders welcome tax relief boost

      The UK chancellor has revealed a package of measures to support alternative financing as part of a wider plan to inject...

    7. December 3, 2014

      Funding Circle strikes deal in US

      Funding Circle, one of the UK’s biggest peer-to-peer platforms, has struck a landmark deal with a US investment group to...

    8. December 2, 2014

      Early investors to make big gains on Lending Club IPO

      High profile Wall Street names including Lawrence Summers, former US Treasury secretary, and John Mack, former Morgan...

    9. December 1, 2014

      Hargreaves Lansdown in talks on P2P lending tie-up

      Hargreaves Lansdown, Britain’s biggest online investment platform, is in talks with peer-to-peer lenders about allowing its...

    10. November 26, 2014

      Lending Club boosts size of planned IPO

      Lending Club has boosted the size of its planned initial public offering to $650m as it prepares to launch investor meetings...

    11. November 21, 2014

      Peer-to-peer platforms expect Isa delay

      Peer-to-peer lending platforms in the UK expect the inclusion of their products within tax-efficient individual savings...

    12. November 18, 2014

      Crowdsurfer: analytics for crowdfunding sector

      For those befuddled by the blizzard of data in the fragmented world of crowdfunding and peer-to-peer finance, Crowdsurfer is...

    13. November 3, 2014

      Manchester tackles minnows cash flow woes

      Greater Manchester is to lend £2m to small businesses in the city through a peer-to-peer website in what is thought to be...

    14. November 3, 2014

      Santander and BlackRock work on first rated P2P securitisations

      Santander and BlackRock are working to create the first rated securitisations of peer-to-peer loans from Lending Club and...

    15. October 26, 2014

      Government interference risks distorting UK P2P market, say lenders

      It is supposed to be a revolutionary form of finance that breaks the stranglehold of the big four banks on business lending....

    16. October 24, 2014

      Smaller bank loan sector set to face rising peer pressure

      The world’s most powerful man, largest bond fund manager and second or fourth best university (depending on one’s preferred...

    17. October 24, 2014

      UK banks axe branches in favour of digital model

      Britain’s biggest lenders are shutting hundreds of branches and culling thousands of staff in a push to cut costs and move...

    18. October 24, 2014

      City Insider: Horlick pushes P2P

      Nicola Horlick: Supermum pushes P2P Self-styled City supermum Nicola Horlick has moved – not without the odd stumble – from...

    19. October 22, 2014

      Payoff pokes fun at architecture of America’s financial system

      The message on the walls of Payoff’s offices in Costa Mesa, California – a 15-minute drive from Pimco’s Newport Beach...

    20. October 22, 2014

      Mohamed El-Erian backs peer-to-peer lender Payoff

      Mohamed El-Erian, the former Pimco chief executive, is moving into the peer-to-peer finance industry after agreeing to take...

    21. FT Alphaville

      October 21, 2014

      Update: moles still largely unwhacked in China

      If there’s one sure bet in China it’s that money, uh, finds a way and that shadow banking (or whatever less objectionable...

    22. October 20, 2014

      RBS clutches adolescent P2P lending to its bosom, regardless of risk

      Peer-to-peer lending seems to be all grown up and ready to settle down. Lending Club, the world’s biggest such business, is...

    23. October 19, 2014

      Lending Club picks NYSE for landmark IPO

      Lending Club, the world’s biggest peer-to-peer lender, has chosen the New York Stock Exchange for its hotly-anticipated...

    24. October 19, 2014

      Royal Bank of Scotland to enter P2P lending market

      Royal Bank of Scotland is set to enter the peer-to-peer lending market in the latest sign that alternative finance is...

    25. October 17, 2014

      UK government plans Isas for peer-to-peer lenders

      The government is planning a new individual savings account designed for peer-to-peer lending, in the latest attempt to...

    26. October 7, 2014

      UK’s new finance regulations face their first big test in crowdfunding

      When the UK’s financial watchdog introduced new rules governing crowdfunding in April, there were fears that the fledgling...

    27. October 5, 2014

      Wall Street’s siren song lures P2P lenders into treacherous seas

      There’s an old saying in the financial services industry that if something grows like a weed, it probably is one....

    28. September 26, 2014

      OnDeck Capital eyes joining peer-to-peer IPO drive

      OnDeck Capital, an alternative lender that uses new technology to make small business loans, has filed confidentially for an...

    29. September 25, 2014

      Peer-to-peer lending comes of age as Wall Street muscles in

      Michael Solomon spent the evening of his 47th birthday partying with Jefferies bankers at the securitisation industry’s...

    30. September 23, 2014

      Banks face competition from start-ups

      Technology is a double-edged sword for banks. Most are focused on providing the latest digital banking applications to their...

    31. September 23, 2014

      Lenders struggle to engage with customers

      When TSB, a UK bank, suffered a serious systems failure this year, its chief executive took to Twitter to apologise to...

    32. September 19, 2014

      Is peer-to-peer a new home for UK property finance?

      Looking for a mortgage in a hurry? Tiny deposit? Not much idea where the capital for repayment is going to come from?...

    33. September 19, 2014

      Technology spells the end for banks’ heyday

      Do you own shares in a bank? You might want to look away. The halcyon days of banks and bankers are over. Returns on capital...

    34. September 12, 2014

      UK peer-to-peer lending reaches £2bn

      The UK’s peer-to-peer finance sector continues to expand quickly, with data showing that cumulative lending has doubled...

    35. August 28, 2014

      Lending Club: neither a borrower nor a lender

      What kind of investor do you want to be? Lending Club, a peer-to-peer platform that matches lenders with borrowers, offers a...

    36. August 27, 2014

      Lending Club seeks to raise more than $500m in IPO

      Lending Club moved ahead with plans for a stock market listing on Wednesday, filing paperwork for an initial public offering...

    37. August 26, 2014

      Property p2p platform to launch

      A new peer-to-peer lending platform is launching next week to provide funding for investors seeking to finance property...

    38. August 15, 2014

      Bitcoin is small change in financial innovation

      When it comes to losing money on a grand scale, George Osborne’s Bitcoin withdrawal last week does not meet the standards of...

    Search for P2P lending and