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    1. FT Alphaville

      August 25, 2016

      Fun with peer-to-peer accounting. (Yes, actual fun)

      Imagine you lent a friend £2000 for three years at a 25 per cent yearly interest rate. That would be a nice little...

    2. August 25, 2016

      US online lending platforms suffer fall in volumes

      Consumer online lending in the US collapsed by more than a third in the second quarter, according to a survey, casting...

    Special Reports

    1. Future of Fintech

      The awards seek to recognise the companies and projects with the ability to bring last...
    2. The FT’s Year in Finance

      After another eventful year, one thing is clear — the world is still a long way from r...
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    1. August 24, 2016

      China P2P lending regulations target hucksters and risk-takers

      China has issued new regulations for the country's fast-growing peer-to-peer lenders, as the government seeks to tame...

    2. Fast FT

      August 24, 2016

      Chinese banking regulator lays out new P2P loan restrictions

      China’s banking regulator has forbidden peer-to-peer lenders from pooling funds or selling popular high-yield...

    3. August 15, 2016

      China lenders look at social media contacts to assess risk

      A leading online lender in China has revealed the unorthodox extent to which the country’s booming fintech sector uses...

    4. August 9, 2016

      Lending Club: membership drive

      Hurrah for the plucky individual investor. Since May, when Lending Club admitted falsifying loan dates and ousted...

    5. August 7, 2016

      Jefferies closes Lending Club bonds sale

      Jefferies has closed a private sale of bonds backed by personal loans originated by Lending Club, marking a step in the...

    6. Tech blog

      August 3, 2016

      #fintech: Chinese P2Ps plagued by flaky guarantees

      By Gabriel Wildau Sign up here to receive our daily #techFT email including a fintech focus every Monday. China’s...

    7. August 2, 2016

      Brexit blamed for fall in crowdfunding deals

      Crowdfunding platforms have experienced a slowdown in deal flow for the first time in five years, in a sign that...

    8. July 31, 2016

      Ant’s Alipay challenges China Unionpay's dominance

      The president of Ant Financial Services Group has lauded the benefits of market competition among Chinese payment...

    9. July 20, 2016

      City regulator warns on peer-to-peer lending

      The new boss of the UK’s city watchdog has warned of hidden risks in peer-to-peer loans that resemble some of the...

    10. July 19, 2016

      US online lender CommonBond in $30m equity raising

      CommonBond has become the first of the bigger online lenders in the US to raise equity this year, defying a broader...

    11. July 17, 2016

      Asset managers run risks in the rush into peer-to-peer loans

      Stocks and bonds have been the traditional ingredients for mutual funds, but asset managers have been pushing steadily...

    12. July 15, 2016

      ‘Do investors understand alternative finance risks?’

      Many private investors have enjoyed high returns from investing in alternative finance — but a new probe by the...

    13. FT Alphaville

      July 14, 2016

      Trouble in P2P paradise

      On June 25th, Graeme Marshall wrote to his shareholders and told them their investment in his startup would “now yield...

    14. July 8, 2016

      FCA to probe peer-to-peer lending sector

      The UK’s financial watchdog is probing the £2.7bn crowdfunding sector for the second time in two years, following...

    15. June 28, 2016

      Lending Club cuts one in eight jobs as it seeks to draw line under scandal

      Lending Club will cut about 12 per cent of its staff as the US online lender attempts to deal with a scandal that...

    16. June 28, 2016

      Lending Club: usury about it?

      There are plenty of reasons to sell Lending Club. However, Monday’s 8 per cent decline in the stock was not justified....

    17. FT Alphaville

      June 22, 2016

      In the name of Satoshi, who exactly are EITC Holdings?

      Andrew O’Hagan’s 35,000 word write up of the Craig Wright Satoshi affair in the London Review of Books has been out and...

    18. June 20, 2016

      European Investment Bank to lend £100m through UK’s Funding Circle

      EU states are to support small British businesses through a UK peer-to-peer lender in the first deal of its kind,...

    19. June 15, 2016

      Chinese borrowers told to post nude photos as collateral

      Chinese loan sharks are demanding nude photos as collateral from female borrowers which can be used for blackmail if...

    20. Tech blog

      June 13, 2016

      #techFT - Microsoft buys LinkedIn, Apple gets Siri-ous on voice

      The breaking news is that Microsoft has managed to rain on Apple’s parade for once – its $26.2bn deal to acquire...

    21. June 12, 2016

      RateSetter to start lending to small businesses

      RateSetter, one of the UK’s largest peer-to-peer lenders, is breaking into small business loans with the aid of...

    22. June 12, 2016

      Struggling Chinese P2P lender offers to repay investors with baijiu

      While China’s state-owned banks plot debt-for-equity swaps to cut bad loans, one struggling peer-to-peer lender has...

    23. June 1, 2016

      Watchdog urged to review P2P protection

      A senior politician is urging the watchdog to consider tougher regulation of the peer-to-peer market in order to...

    24. Tech blog

      May 31, 2016

      #techFT - An Indian summer for old iPhones

      Tim Cook has been unsuccessful so far as a used iPhone salesman in India, the EU and web giants agree to halt the...

    25. May 30, 2016

      US peer-to-peer lending model has parallels with subprime crisis

      Interest rates at record lows. Investors desperate for decent returns. A whizzy new way to make money by securitising...

    26. May 27, 2016

      Peer-to-peer loan fund cuts dividend

      One of the most prominent funds investing in peer-to-peer loans has cut its dividend, in the latest sign of...

    27. May 24, 2016

      Market place lending: peer to peer pressure

      The backwash of a banking crash is a great time for financial innovation. The most recent one has been no different....

    28. May 23, 2016

      Peer-to-peer lending not a ‘major threat’ to banks

      British banks do not face a “major threat” from peer-to-peer lenders and will continue to dominate £600bn of lending in...

    29. May 17, 2016

      Lending Club given grand jury subpoena

      The Department of Justice is looking into possible criminal activity at Lending Club, the former star of the...

    30. May 15, 2016

      Lending Club: from disruptive outsider to traditional financier

      Remember when peer-to-peer lending was supposed to be the antidote to the financial sector’s shady practices? Instead...

    31. May 13, 2016

      Peer-to-peer is ‘safe’, insist UK lenders

      Peer-to-peer lenders in the UK have moved to reassure investors they are in safe hands amid calls for tougher...

    32. May 9, 2016

      Online lenders reel at Laplanche departure

      Peter Renton used to joke about what could throw off momentum in the fast-growing world of online lending. Only if the...

    33. May 9, 2016

      Lending Club: man overboard

      Despite the protestations of the splashy marketplace lenders, their business practices might not be so different than...

    34. May 9, 2016

      Lending Club chief executive steps down after internal review

      The resignation of the founder and chief executive of Lending Club after an internal probe sent shares in the group...

    35. April 28, 2016

      India’s central bank considers peer-to-peer lending rules

      India’s central bank has unveiled an outline for proposed regulation of peer-to-peer lending, a move that leaders in...

    36. April 21, 2016

      China internet finance crackdown targets fly-by-night operators

      China’s central bank is leading a wide-ranging clean-up of the country’s unruly internet finance sector, including a...

    37. FT Alphaville

      April 20, 2016

      It's a hard knock deposit-less life for online lenders

      Consider this headline from the New York Times last year: Goldman Sachs Plans to Offer Consumer Loans Online, Adopting...

    38. April 15, 2016

      BlackRock backs P2P with £12.7m investment

      BlackRock, the world’s largest asset manager, has made its first significant retail investment in peer-to-peer loans,...

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