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  1. July 25, 2014

    Q&A: How the pension shake-up affects you

    The government has released further details about the big changes it is making to give savers full flexibility over how they...

  2. July 25, 2014

    Horse-trading begins over pension guidance guarantee

    You can lead a horse to water, but you can’t make it drink. And you can provide a free, independent at-retirement guidance...

  1. July 18, 2014

    Pensions and the risks of de-risking

    Deep within the balance sheets of some of the UK’s largest companies lingers a trillion-pound headache. These are companies,...

  2. July 6, 2014

    Pension reform driven by desire for tax take, says senior actuary

    George Osborne’s pension reforms have been motivated by a desire to bring forward tax revenues for the Exchequer and could...

  3. June 20, 2014

    Pension reforms offer opportunity for managers

    Wealth managers are adapting their business models following a shake-up of pension rules that is expected to lead to big...

  4. June 13, 2014

    Pension guidance could be delivered in groups, says Webb

    Savers approaching retirement could be offered group guidance on their financial options, rather than a one-to-one session,...

  5. June 9, 2014

    UK pensions industry presses ministers on ‘free guidance’

    The government has been accused of not giving “sufficient urgency” to developing a Budget promise that will lead to hundreds...

  6. June 8, 2014

    Growing silver economy signals big winners

    Over the past three years, Japanese people bought more nappies for adults than they did for babies. The “silver” economy,...

  7. June 6, 2014

    Guidance will be offered, but will savers take it?

    Make a change to the tax system and you’ll see changes in behaviour within a few months. Economists reckon it takes about a...

  8. May 23, 2014

    The reinvention of pensions

    The U-shaped annuity. Deferred annuities that do not pay out for decades after they are bought and pensions that remain...

  9. May 16, 2014

    Consumer group calls for action on stopgap annuities

    The Financial Services Consumer Panel has called for a temporary ban on “stopgap” annuities being sold without financial...

  10. May 12, 2014

    Partnership offers annuity with get-out clause

    Partnership has become the latest pension provider to launch a new annuity amid calls for the financial regulator to take a...

  11. May 9, 2014

    Pension ‘mess’ looms, warns Royal London

    Royal London, the UK’s largest mutual life and pensions provider, has warned of another “mess” in the retirement market if...

  12. April 25, 2014

    No need to gild the lily on infrastructure

    That’ll teach you, George Osborne. You took away our lucrative, low-risk business of force-feeding annuities to innocent...

  13. April 18, 2014

    BlackRock challenges UK pension providers

    BlackRock, the world’s largest asset manager, is to swoop into Britain’s pensions market mounting an aggressive challenge to...

  14. April 14, 2014

    Annuity sector faces 75% fall after Budget reform to pensions

    The UK annuity business could decline by as much as 75 per cent because of pension changes announ­ced in the Budget,...

  15. April 11, 2014

    HMRC guidance on cancelled annuities welcomed

    Newly retired pensioners who have backtracked on their decision to buy an annuity will not be penalised, the tax authority...

  16. April 9, 2014

    Partnership and Just Retirement warn on pension annuity sales

    The two specialist pensions companies whose shares were hit hardest by George Osborne’s retirement overhaul in the Budget...

  17. April 8, 2014

    Doubt cast on Osborne’s pledge to revamp pensions system

    A crucial plank of George Osborne’s Budget pledge to revolutionise the pensions system has been called into question by the...

  18. March 31, 2014

    Baby boomers put annuity market on trial

    Baby boomers have been an influential generation throughout their lives. Now they are coming up for retirement, the issue of...

  19. March 25, 2014

    Legal & General expects annuity market’s sales to halve

    Legal & General has become the first life insurance company to forecast the loss of revenues caused by last week’s changes...

  20. March 7, 2014

    ‘Democratise drawdown’ says Nest

    Nest, the state-sponsored workplace pension scheme, is looking at ways to make income drawdown, typically the preserve of...

  21. March 4, 2014

    Annuity ‘tie-in’ deals face renewed criticism

    Zurich faces renewed criticism after it was revealed the life office was set to receive a £13,000 commission for referring a...

  22. February 21, 2014

    Drawdown cash limits to drop in March

    People approaching retirement and looking to keep their pension fund invested in the stock market, rather than buy an...

  23. February 21, 2014

    Thousands miss out on enhanced annuities

    People in poor health, who smoke or even snore are missing out on tens of thousands of pounds in retirement income by not...

  24. February 14, 2014

    Call to ‘name and shame’ annuity comparison sites

    The Financial Conduct Authority (FCA) is being urged to name price comparison websites which breached its rules when selling...

  25. January 31, 2014

    ‘Boost state pension’ with AE cash

    Older workers are being encouraged to consider using small pension pots built up in a company pension to buy a better...

  26. January 31, 2014

    Definition of ‘average’ annuity makes a material difference

    The insurance industry has been accused of “playing clever” with figures to inflate the value of annuities achieved by most...

  27. January 17, 2014

    Drawdown limits held

    Cash limits for pension investors moving into capped drawdown in February will remain unchanged from January with the “GAD...

  28. January 15, 2014

    Adviser ‘bias’ removed from annuities directory

    The creators of a new directory to help consumers find retirement income specialists are changing the wording of the website...

  29. December 4, 2013

    Autumn Statement 2013: Young Brits face working until 70

    Young people entering the work force today may not be able to retire until 70, it will emerge on Wednesday, as the British...

  30. November 1, 2013

    Life assurance IPOs require leap of faith

    The life assurance industry has not distinguished itself over the years. It is opaque, riddled with jargon and has produced...

  31. June 27, 2013

    Scottish Widows enters enhanced annuity market

    Scottish Widows, part of the taxpayer-backed, Lloyds Banking Group, is to launch into the increasingly competitive £6bn a...

  32. June 17, 2013

    Pensions industry views pooled schemes with caution

    Britain’s savings industry is likely to press for a much looser regulatory regime if the government proceeds with ideas that...

  33. November 4, 2012

    Death rate linked to bright moonlight

    Death rates spike when more than half of the moon is visible in the night sky, according to research by longevity analysts....

  34. October 5, 2012

    ‘Act now to escape gender pricing trap’

    Men close to retirement face losing thousands of pounds in pension income if they don’t act in the next few weeks to secure...

  35. June 12, 2012

    Moscow trade move on US agenda

    Momentum is growing in Congress for legislation to normalise US trade relations with Russia in connection with its looming...

  36. May 25, 2012

    Euro woes deal blow to pensions

    Savers approaching retirement are being advised to put off buying a lifetime annuity – or even to consider deferring...

  37. May 18, 2012

    Men urged to buy annuity now

    Men approaching retirement are being urged to bring forward annuity purchases to avoid an expected fall in income when...

  38. May 11, 2012

    Temporary annuities offer alternative

    Pensioners who do not want to commit to an annuity income for life – with annuity rates at a historic low – are increasingly...

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