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  1. Off Message

    July 15, 2014

    This is why young people can't have nice things

    Today’s young people are less likely to booze, take drugs or commit crimes than previous generations. They are sober,...

  2. July 15, 2014

    Over-60s have fared better than UK workers since crisis

    Pensioners and those on the verge of retirement have fared better than all working age adults since the financial crisis,...

  1. July 15, 2014

    Recession hits young people hardest

    Patterns of household incomes are changing, but not along the neat lines of popular discourse. Rather than a growing divide...

  2. July 4, 2014

    The grand illusion of national insurance

    ‘Radical Tory tax plan spells the end of national insurance’ The Independent, June 30 This is a new low. I can’t believe...

  3. June 25, 2014

    Over-65s tipped to be healthy and richer in 10 years’ time

    Older adults are more likely to be healthier and wealthier in 10 years than they are today, and much more likely to be at...

  4. Off Message

    June 11, 2014

    JK Rowling's magical explanation for her No vote

    Not content with writing brilliantly about one wizard, JK Rowling has blogged about Alex Salmond. In a post on her website...

  5. June 4, 2014

    Bigger deficit forecast for an independent Scotland

    Falling oil supplies and spending pledges would result in an £8.6bn deficit in Scotland’s first year of independence,...

  6. May 13, 2014

    Chancellors make tax complicated and inefficient, says IFS chief

    George Osborne and his predecessors are accused of making the tax system “more complicated, less efficient and less...

  7. April 23, 2014

    Trebling university tuition fees cuts taxpayer costs just 5%

    The trebling of UK university tuition fees has resulted in a “highly uncertain” future for higher education funding and...

  8. Off Message

    April 11, 2014

    The future of the graduate

    I studied for an undergraduate degree in England and for a masters in the US. In America, I learnt of the debt some of my...

  9. April 4, 2014

    Inheritance tax set to raise highest amount since 1970s

    Inheritance tax (IHT) is forecast to yield its highest revenue since the 1970s over the next five years, according to a...

  10. March 20, 2014

    Caution tempers euphoria over scrapping of forced pension annuities

    A wave of euphoria has been released by the scrapping of a 60-year old law that forced pensioners to buy insurance to give...

  11. Off Message

    March 20, 2014

    The Budget in 75 words

    On Thursday, the Institute for Fiscal Studies delivered its verdict on the Budget. If you prefer prose, I recommend director...

  12. March 20, 2014

    IFS criticises George Osborne for Budget ‘bad habits’

    The chancellor is taking risks with his own deficit reduction programme by using temporary measures to finance permanent tax...

  13. Off Message

    March 19, 2014

    The five charts you need to win the Budget

    Consider this a graphic complement to your bluffer’s guide. 1. This is Britain’s fiscal future. Taken from the IFS, it shows...

  14. Off Message

    March 5, 2014

    Why raising the personal allowance won't help the poor

    Raising the personal allowance threshold for income tax is a popular idea. It was the Liberal Democrats’ flagship policy at...

  15. February 14, 2014

    UK police and army face 40% job cuts in five years, IFS warns

    The police and military could have to shed up to 40 per cent of their workers if health and education are protected from...

  16. Off Message

    February 6, 2014

    Scottish independence: the 30 essential charts

    At times it can seem there are more data released on Scotland and independence than there are caramel wafers made by the...

  17. February 5, 2014

    UK tax cut plans poorly targeted at low paid, says think-tank

    The UK chancellor is less than halfway through his programme of spending cuts, a think-tank noted on Wednesday. The...

  18. February 5, 2014

    IFS calls on UK to reform pensions tax exemption

    Reforming the taxation of pensions could raise an extra £10.8bn a year, according to an influential think-tank, which has...

  19. FT Alphaville

    February 5, 2014

    This is nuts. When's the crash?

    London prime property vendor finance, vignette #1: Luxury property developer Christian Candy has lent more than £300m in the...

  20. Off Message

    January 28, 2014

    Balls's misleading tax sums - and why they matter

    On Saturday, Ed Balls announced that a Labour government would bring back the 50 per cent tax rate on incomes over £150,000....

  21. Off Message

    January 8, 2014

    So, you want to increase the minimum wage ... (part II)

    In the previous post I wrote about the reasons why a rise in Britain’s minimum wage is being reviewed by the main political...

  22. Off Message

    January 8, 2014

    So, you want to increase the minimum wage ... (part I)

    Fifteen years after its introduction, Britain’s minimum wage is a conservative version of a radical policy. The Labour...

  23. January 6, 2014

    George Osborne limits cuts options with pensions promise

    George Osborne set a tough challenge for a future Conservative government on Monday, committing it to cut welfare by an...

  24. Off Message

    January 6, 2014

    Osborne's choice

    This diagram puts George Osborne’s speech in context: This morning, the chancellor announced that there would be a further...

  25. December 23, 2013

    Capitalism: In search of balance

    When Pope Francis issued his first apostolic exhortation in November, he took aim at modern capitalism for encouraging...

  26. December 20, 2013

    The young will inherit wealth or poverty

    ‘Securing a juicy inheritance may prove the best bet for the generation that came of age under Margaret Thatcher, with their...

  27. December 17, 2013

    ‘Thatcher’s children’ face bleak retirement

    Securing a juicy inheritance may prove the best bet for the generation that came of age under Margaret Thatcher, with their...

  28. December 6, 2013

    Autumn Statement 2013: ‘Little left to squeeze’ warns IFS

    There will soon be little “left to squeeze” in the public sector, the Institute for Fiscal Studies has warned ministers. The...

  29. November 26, 2013

    Independent Scots face £1,000 yearly tax rise, warns Treasury

    Independence could cost Scotland’s taxpayers £1,000 a year each, the UK Treasury has claimed, before Edinburgh launched its...

  30. November 21, 2013

    The depth of an independent Scotland’s fiscal hole

    How difficult would the fiscal position of an independent Scotland be? That depends on the terms on which it might separate...

  31. November 19, 2013

    Alex Salmond hits out at UK visa policies for foreign students

    Alex Salmond has condemned UK visa policies that stop foreign students staying in the country to work as “total madness”,...

  32. Off Message

    November 18, 2013

    Why Scotland needs more Scots

    An independent Scotland would have to dramatically cut public spending or raise taxes, according to a report out today from...

  33. November 8, 2013

    Labour asked for detail on ‘living standards’ talk

    Britain could be forgiven for being confused by the political debate over the economy. While the battle this spring was...

  34. November 4, 2013

    Britons turn to cheaper, unhealthy food as price inflation bites

    Cash-strapped Britons have cut down on the amount they spend on food and are making cheaper, less healthy choices, according...

  35. October 29, 2013

    Independent Scotland faces increased property taxes, says IFS

    An independent Scotland could be forced to increase property taxes because competition with the UK could force down other...

  36. October 3, 2013

    Welsh and Northern Irish pay quarter less tax than English

    People living in Wales and Northern Ireland pay about a quarter less tax than people living in England, according to...

  37. July 31, 2013

    Report questions fiscal wisdom of SNP’s pension guarantees

    State pension guarantees promised by Scotland’s ruling Scottish National Party if the nation votes for independence next...

  38. July 24, 2013

    There are better gauges of economic health than clumsy GDP

    Royal baby news apart, we already know what will be on the front pages of many British newspapers on Friday. The Office for...

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