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In this issue

Scepticism remains but there are signs financial institutions view their responsibilities seriously

Sector takes steps to reform its behaviour

Scepticism remains but there are signs financial institutions view their responsibilities seriously, writes Patrick Jenkins

Shortlist: Nominees for the 2012 FT Sustainable Banking Awards

Winners will be announced at a dinner in London after the FT/IFC Sustainable Finance Conference

Environment: Risk assessment skills can produce dividend for nature

Banks have a big role to play by designing products that take into account the value of natural resources, writes Sarah Murray

Barry Tootell

Co-operative Banking Group: Credit due for following instinct rather than herd

Running an ethical business has helped the Co-op thrive, says Andrew Bounds

Battles may bring bankers’ pay down to earth

Daniel Schäfer on the impact of recriminations over remuneration

The unbanked: Financial crisis creates greater need for basic services

A simple account is a first step but not all lenders will offer it, says Rod Newing

Banking in remote areas

Developing world: Money under the mattress is no longer necessary

Jane Bird finds services in less advanced economies must be adapted to the needs of newcomers

Natwest mobile bank

Developed world: Mobile banking means boats and aircraft for some

Charles Batchelor says apps are very handy for customers but the personal touch is still needed

Regulation: Clampdown on cheats aimed at restoring faith

Market abuse is being pursued with new vigour, writes Brooke Masters

Peer-to-peer lending: Model takes off worldwide

Amid growing popularity, the UK government has boosted a sector that provides just a small fraction of overall UK loans, writes Sharlene Goff