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See http://www.ft.com/servicestools/help/terms#legal1 for the terms and conditions of reuse.</copyright><webMaster>client.support@ft.com (Client Support)</webMaster><pubDate>Fri, 20 Nov 2009 18:56:24 +0000</pubDate><lastBuildDate>Sat, 21 Nov 2009 11:43:07 +0000</lastBuildDate><category>Newspapers</category><ttl>15</ttl><image><url>http://news.ft.com/cms/d1f3ce1a-6bbe-11da-bb53-0000779e2340.gif</url><title>FT.com - Mortgages</title><link>http://www.ft.com/personal-finance/property</link></image><rating>(PICS-1.1 "http://www.classify.org/safesurf/" L gen true for "http://www.ft.com/" r (SS~~000 1))</rating><item><title>How to beat pre-Budget tax increases </title><link>http://traxfer.ft.com/cms/s/2/faefceba-d602-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/faefceba-d602-11de-b80f-00144feabdc0.html</guid><description>Buyers of £500,000-plus homes and owners of second properties may be able to avoid potential tax rises in the pre-Budget report on December 9 by taking action now</description><pubDate>Fri, 20 Nov 2009 18:56:24 +0000</pubDate></item><item><title>Signs of life in buy-to-let market</title><link>http://traxfer.ft.com/cms/s/2/35c73ee2-d5f9-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/35c73ee2-d5f9-11de-b80f-00144feabdc0.html</guid><description>There are signs of improvement in the beleaguered buy-to-let market but experts warn a full recovery will not happen in the near term</description><pubDate>Fri, 20 Nov 2009 17:23:37 +0000</pubDate></item><item><title>RBS offers new first-time buyer deals</title><link>http://traxfer.ft.com/cms/s/2/22336de8-d5c6-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/22336de8-d5c6-11de-b80f-00144feabdc0.html</guid><description>Royal Bank of Scotland's intermerdiary arm has launched two new first-time buyer products offering a maximum loan-to-value of 90 per cent</description><pubDate>Fri, 20 Nov 2009 11:27:05 +0000</pubDate></item><item><title>Mortgage lending up 5 per cent</title><link>http://traxfer.ft.com/cms/s/2/7332df3e-d4f5-11de-8ec4-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/7332df3e-d4f5-11de-8ec4-00144feabdc0.html</guid><description>Gross mortgage lending increased by 5 per cent in October but the Council of Mortgage Lenders (CML) said this was down to seasonal factors rather than any underlying change</description><pubDate>Thu, 19 Nov 2009 10:40:09 +0000</pubDate></item><item><title>Coventry offers 125% mortgages to existing customers</title><link>http://traxfer.ft.com/cms/s/2/2bee4334-d45f-11de-a935-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/2bee4334-d45f-11de-a935-00144feabdc0.html</guid><description>Coventry Building Society has thrown a lifeline to its existing mortgage customers who are in negative equity by offering loan-to-values of up to 125 per cent</description><pubDate>Wed, 18 Nov 2009 16:45:44 +0000</pubDate></item><item><title>Fixed rate mortgages fall out of favour</title><link>http://traxfer.ft.com/cms/s/2/15c7791a-d390-11de-9607-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/15c7791a-d390-11de-9607-00144feabdc0.html</guid><description>The number of homeowners opting for a fixed-rate mortgage fell in October to its smallest market share since November 2008.</description><pubDate>Tue, 17 Nov 2009 15:54:09 +0000</pubDate></item><item><title>RICS warns over stamp duty holiday  </title><link>http://traxfer.ft.com/cms/s/2/27f192de-d367-11de-9607-00144feabdc0.html?o=%2Frss%2Fpersonal-finance%2Fmortgages</link><guid>http://www.ft.com/cms/s/2/27f192de-d367-11de-9607-00144feabdc0.html</guid><description>The end of the Government's stamp duty holiday is likely to hit the housing market hardest in regions that are already failing to benefit 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in October. 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