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Fri, 24 May 2013 13:38:09 GMT Sun, 26 May 2013 07:23:10 GMT client.support@ft.com (Client Support) 15 Newspapers http://www.ft.com/rss/personal-finance/advice-comment/merryn-somerset-webb http://im.ft-static.com/m/img/rss/RSS_Default_Image.png http://www.ft.com/personal-finance/advice-comment/merryn-somerset-webb http://www.ft.com/cms/s/0/ab0572d4-c450-11e2-bc94-00144feab7de.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Fund managers don’t like holding cash, but individual investors can and should Fri, 24 May 2013 13:38:09 GMT http://www.ft.com/cms/s/0/ab0572d4-c450-11e2-bc94-00144feab7de.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct ab0572d4-c450-11e2-bc94-00144feab7de http://www.ft.com/cms/s/0/85703348-bc7f-11e2-9519-00144feab7de.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct The structure of the industry condemns many of them to underperform – which is good news for the rest of us Fri, 17 May 2013 14:36:39 GMT http://www.ft.com/cms/s/0/85703348-bc7f-11e2-9519-00144feab7de.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 85703348-bc7f-11e2-9519-00144feab7de http://www.ft.com/cms/s/0/38f066b8-b94c-11e2-9a9f-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct The central bank is trying to cheapen the currency after a decade-long resources boom Fri, 10 May 2013 16:51:03 GMT http://www.ft.com/cms/s/0/38f066b8-b94c-11e2-9a9f-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 38f066b8-b94c-11e2-9a9f-00144feabdc0 http://www.ft.com/cms/s/0/bb4e8b40-b3d8-11e2-ace9-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct The interest-only time bomb sounds nasty but look at the numbers and it isn’t that big a deal Fri, 03 May 2013 17:20:45 GMT http://www.ft.com/cms/s/0/bb4e8b40-b3d8-11e2-ace9-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct bb4e8b40-b3d8-11e2-ace9-00144feabdc0 http://www.ft.com/cms/s/0/68d53870-ae59-11e2-bdfd-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Massive rewards for managers distort priorities and encourage misallocation of capital Fri, 26 Apr 2013 12:55:34 GMT http://www.ft.com/cms/s/0/68d53870-ae59-11e2-bdfd-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 68d53870-ae59-11e2-bdfd-00144feabdc0 http://www.ft.com/cms/s/0/d30fcbd0-a8d0-11e2-a096-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct A gradual erosion in real terms is the most likely outcome, but don’t rule out a crash once rates rise Fri, 19 Apr 2013 14:17:16 GMT http://www.ft.com/cms/s/0/d30fcbd0-a8d0-11e2-a096-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct d30fcbd0-a8d0-11e2-a096-00144feabdc0 http://www.ft.com/cms/s/0/3531e8ec-a2c4-11e2-bd45-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct There is a middle way in investing. One in which you actively choose a strategy likely to be a good one and you then enact it passively Fri, 12 Apr 2013 15:46:36 GMT http://www.ft.com/cms/s/0/3531e8ec-a2c4-11e2-bd45-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 3531e8ec-a2c4-11e2-bd45-00144feabdc0 http://www.ft.com/cms/s/0/d7de7f30-9dd1-11e2-9ccc-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Non-traditional index trackers can still outperform active fund managers – if they ignore market capitalisation and use other metrics Fri, 05 Apr 2013 12:55:52 GMT http://www.ft.com/cms/s/0/d7de7f30-9dd1-11e2-9ccc-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct d7de7f30-9dd1-11e2-9ccc-00144feabdc0 http://www.ft.com/cms/s/0/b6149af4-92de-11e2-b3be-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Had your money been sitting on deposit in the UK for the past four years you would now be worse off than if you had kept it in Cyprus Fri, 22 Mar 2013 19:01:52 GMT http://www.ft.com/cms/s/0/b6149af4-92de-11e2-b3be-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct b6149af4-92de-11e2-b3be-00144feabdc0 http://www.ft.com/cms/s/0/485df8da-8d5b-11e2-a0fd-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct History might not be on Japan’s side but current events surely are, after stocks have rocketed since late last year Fri, 15 Mar 2013 18:21:27 GMT http://www.ft.com/cms/s/0/485df8da-8d5b-11e2-a0fd-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 485df8da-8d5b-11e2-a0fd-00144feabdc0 http://www.ft.com/cms/s/0/7de5e2ec-8748-11e2-bde6-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Wealth inequality may be falling across the globe, but in the west it is rising to uncomfortable levels, writes Merryn Somerset Webb Fri, 08 Mar 2013 11:45:15 GMT http://www.ft.com/cms/s/0/7de5e2ec-8748-11e2-bde6-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 7de5e2ec-8748-11e2-bde6-00144feabdc0 http://www.ft.com/cms/s/0/b31f1c86-81ca-11e2-ae78-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct The more assets you own, the more likely that CGT will reduce your real returns Fri, 01 Mar 2013 18:27:26 GMT http://www.ft.com/cms/s/0/b31f1c86-81ca-11e2-ae78-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct b31f1c86-81ca-11e2-ae78-00144feabdc0 http://www.ft.com/cms/s/0/7cfe2eb0-7c45-11e2-99f0-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct They’re small, nimble and look like they’ll deliver good performance in future Fri, 22 Feb 2013 18:25:04 GMT http://www.ft.com/cms/s/0/7cfe2eb0-7c45-11e2-99f0-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 7cfe2eb0-7c45-11e2-99f0-00144feabdc0 http://www.ft.com/cms/s/0/3f960f34-71d2-11e2-89fb-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Market conditions change and managers need to be able to adapt their style, says Merryn Somerset Webb Fri, 08 Feb 2013 18:36:16 GMT http://www.ft.com/cms/s/0/3f960f34-71d2-11e2-89fb-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 3f960f34-71d2-11e2-89fb-00144feab49a http://www.ft.com/cms/s/0/350dfe76-6c52-11e2-b73a-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct A new way of looking at fund performance makes Merryn Somerset Webb think again about active management Fri, 01 Feb 2013 18:41:05 GMT http://www.ft.com/cms/s/0/350dfe76-6c52-11e2-b73a-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 350dfe76-6c52-11e2-b73a-00144feab49a http://www.ft.com/cms/s/0/f91e04a4-66e5-11e2-a805-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Wealth managers do generally provide a good service. But they often come with a steep price tag Fri, 25 Jan 2013 18:52:49 GMT http://www.ft.com/cms/s/0/f91e04a4-66e5-11e2-a805-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct f91e04a4-66e5-11e2-a805-00144feab49a http://www.ft.com/cms/s/0/60593682-6157-11e2-957e-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct It’s hard to find any reasons to be upbeat about the pound as it continues to slide in value Fri, 18 Jan 2013 18:11:33 GMT http://www.ft.com/cms/s/0/60593682-6157-11e2-957e-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 60593682-6157-11e2-957e-00144feab49a http://www.ft.com/cms/s/0/2ecc832a-5be0-11e2-bef7-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Instead of honesty and transparency, we have opacity and fees from high street banks that look far too high Fri, 11 Jan 2013 17:49:34 GMT http://www.ft.com/cms/s/0/2ecc832a-5be0-11e2-bef7-00144feab49a.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct 2ecc832a-5be0-11e2-bef7-00144feab49a http://www.ft.com/cms/s/0/d741b15e-45d5-11e2-b780-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct A general election could lead to a sharp debasement of the currency, which would boost shares Fri, 14 Dec 2012 18:44:18 GMT http://www.ft.com/cms/s/0/d741b15e-45d5-11e2-b780-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct d741b15e-45d5-11e2-b780-00144feabdc0 http://www.ft.com/cms/s/0/bcfcd7d0-354d-11e2-bd77-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct Investors should ditch their fixation with yield and size and look afresh at small caps Fri, 23 Nov 2012 18:03:39 GMT http://www.ft.com/cms/s/0/bcfcd7d0-354d-11e2-bd77-00144feabdc0.html?ftcamp=published_links%2Frss%2Fpersonal-finance_advice-comment_merryn-somerset-webb%2Ffeed%2F%2Fproduct bcfcd7d0-354d-11e2-bd77-00144feabdc0