http://www.ft.com/personal-financehttp://www.ft.com/rss/personal-financeFT.com - Personal Financeen© Copyright The Financial Times Ltd 2009. "FT" and "Financial Times" are trademarks of the Financial Times. See http://www.ft.com/servicestools/help/terms#legal1 for the terms and conditions of reuse.client.support@ft.com (Client Support)Fri, 20 Nov 2009 19:29:37 +0000Fri, 20 Nov 2009 20:07:28 +0000Newspapers60http://news.ft.com/cms/d1f3ce1a-6bbe-11da-bb53-0000779e2340.gifhttp://www.ft.com/personal-finance(PICS-1.1 "http://www.classify.org/safesurf/" L gen true for "http://www.ft.com/" r (SS~~000 1))http://traxfer.ft.com/cms/s/2/0528006e-d603-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/0528006e-d603-11de-b80f-00144feabdc0.htmlSavers chasing the best deal for their cash can now earn almost as much interest on instant access as from locking into a one-year fixed rateFri, 20 Nov 2009 18:42:08 +0000http://traxfer.ft.com/cms/s/2/35c73ee2-d5f9-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/35c73ee2-d5f9-11de-b80f-00144feabdc0.htmlThere are signs of improvement in the beleaguered buy-to-let market but experts warn a full recovery will not happen in the near termFri, 20 Nov 2009 17:23:37 +0000http://traxfer.ft.com/cms/s/2/f99d944a-d60a-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/f99d944a-d60a-11de-b80f-00144feabdc0.htmlThe debate over whether financial advisers should take commission for their advice reared its head again this week as it emerged that Towry Law, a fee-only firm, receives up to £6m a year in 'trail' commissionFri, 20 Nov 2009 19:29:37 +0000http://traxfer.ft.com/cms/s/2/8b2d59fe-d601-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/8b2d59fe-d601-11de-b80f-00144feabdc0.htmlInvestors who fear that the rally in investment-grade corporate bonds may be over are shifting their money into high-yield bond fundsFri, 20 Nov 2009 18:22:46 +0000http://traxfer.ft.com/cms/s/2/cd7fa1d6-d606-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/cd7fa1d6-d606-11de-b80f-00144feabdc0.htmlIncome investment trusts are now attracting investors who are seeking higher income yields Fri, 20 Nov 2009 18:59:50 +0000http://traxfer.ft.com/cms/s/2/02b0e5f0-d606-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/02b0e5f0-d606-11de-b80f-00144feabdc0.htmlA new breed of funds that specifically target income through a multi-asset approach have emerged, promising investors yields of above 5 per centFri, 20 Nov 2009 18:57:06 +0000http://traxfer.ft.com/cms/s/2/22336de8-d5c6-11de-b80f-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/22336de8-d5c6-11de-b80f-00144feabdc0.htmlRoyal Bank of Scotland's intermerdiary arm has launched two new first-time buyer products offering a maximum loan-to-value of 90 per centFri, 20 Nov 2009 11:27:05 +0000http://traxfer.ft.com/cms/s/2/73ed301a-d512-11de-8ec4-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/73ed301a-d512-11de-8ec4-00144feabdc0.htmlSantander, owner of Abbey, has launched a bank account that does not impose any fees – even if the holder exceeds their overdraft limit – in advance of a major court decision into the fairness of penalty charges.Thu, 19 Nov 2009 15:05:45 +0000http://traxfer.ft.com/cms/s/2/5371699c-d520-11de-8ec4-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/5371699c-d520-11de-8ec4-00144feabdc0.htmlThe number of people leaving their pension schemes fell to its lowest level this year, while enquiries about the current value of the pensions rose to its highest level, according to Aon Consulting. Thu, 19 Nov 2009 17:55:12 +0000http://traxfer.ft.com/cms/s/2/7332df3e-d4f5-11de-8ec4-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/7332df3e-d4f5-11de-8ec4-00144feabdc0.htmlGross mortgage lending increased by 5 per cent in October but the Council of Mortgage Lenders (CML) said this was down to seasonal factors rather than any underlying changeThu, 19 Nov 2009 10:40:09 +0000http://traxfer.ft.com/cms/s/2/cb6eaed8-d466-11de-a935-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/cb6eaed8-d466-11de-a935-00144feabdc0.htmlForty-seven per cent of savers said they would feel safer putting money into the stock market if their original investments came with a guarantee, according to a new study by MetLife. Thu, 19 Nov 2009 10:43:48 +0000http://traxfer.ft.com/cms/s/2/fa7ab092-d465-11de-a935-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/fa7ab092-d465-11de-a935-00144feabdc0.htmlNew powers will allow the UK Financial Services Compensation Scheme to pay out on behalf of schemes overseas, and speed up reviews by the Financial Services AuthorityWed, 18 Nov 2009 17:48:22 +0000http://traxfer.ft.com/cms/s/2/2bee4334-d45f-11de-a935-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/2bee4334-d45f-11de-a935-00144feabdc0.htmlCoventry Building Society has thrown a lifeline to its existing mortgage customers who are in negative equity by offering loan-to-values of up to 125 per centWed, 18 Nov 2009 16:45:44 +0000http://traxfer.ft.com/cms/s/2/fa5c1e18-d440-11de-990c-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/fa5c1e18-d440-11de-990c-00144feabdc0.htmlJust 27 taxpayers have registered with HMRC since the Liechtenstein Disclosure facility was opened on September 1. Wed, 18 Nov 2009 14:55:59 +0000http://traxfer.ft.com/cms/s/2/b010a250-d393-11de-9607-00144feabdc0.html?o=%2Frss%2Fpersonal-financehttp://www.ft.com/cms/s/2/b010a250-d393-11de-9607-00144feabdc0.htmlThe country's leading price comparison websites, used by millions of consumers a week, are not giving their customers a good enough service, says a new study by Which?Wed, 18 Nov 2009 10:50:56 +0000