Interest-only loans tipped for resurgence

Comeback predicted due to strict affordability rules

Advice & Comment

Chart that tells a story
The commercial property market is booming again, but specialist property owners are outperforming larger generalists
– Kate Allen
©Dreamstime
Momentum is building for fund managers to absorb running costs themselves and to charge investors one fee
– Jonathan Eley

‘Make standard credit checks free’

Widespread ignorance about access to credit file

B2AJRJ Repossessed Property in England, UK. Image shot 2007. Exact date unknown.
©Stephen Hale/Alamy

Mortgage arrears reach post-crisis low

Warrington, Walsall and Preston are top areas for repossessions

Make downsizing easier, says think-tank

Demos and parliamentarians call for stamp duty holiday

Banks lose mortgage share to brokers

Traditional lenders outsource costs and risks

Buy-to-let sector approaches £1tn

House price rises and growth of ‘generation rent’ boosts landlords

London house prices set to underperform

Southeast and East set to outpace the capital

High-end property tax receipts above forecast

Westminster bears the brunt of new charge

Record million pound home sales

Seven-figure transactions rise by almost half year-on-year

Nationwide offers 10-year fix

But brokers point to high early repayment charges

Mortgage demand shifts to higher earners

Tougher affordability constraints for homes take effect

Towers that cast a shadow on New York

The city’s new high-rise homes highlight its inequality

London property price growth cools

0.4% increase in September

Nationwide offers its lowest-ever fixed rate

Mortgage price war gathers pace

Equity release providers rapped

Ombudsman says products often work out expensive

Scots rush to sell homes

Increase in activity ahead of April stamp duty changes

China’s online lenders offer mortgages

Peer-to-peer downpayment loans let buyers skirt requirements

Mortgage rates set to fall further

The sudden slump in gilt yields has fed through to swaps

Annuity reforms will ‘restrict mortgages’

Lack of income will make it harder for older borrowers

London house prices up 20% in a year

Latest ONS figures show 11.7% increase across UK

PERSONAL FINANCE AWARDS

FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014


FT Money was named Publication of the Year for 2014 by the CFA Society of the UK


The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014


FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014


Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals

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