Homes failing to hit asking prices

Three-quarters of properties have to be discounted to sell

Advice & Comment

DAGENHAM, ENGLAND - JANUARY 13: Cars are prepared for distribution at a Ford factory on January 13, 2015 in Dagenham, England. Originally opened in 1931, the Ford factory has unveiled a state of the art GBP475 million production line that will start manufacturing the new low-emission, Ford diesel engines from this November this will generate more than 300 new jobs, Ford currently employs around 3000 at the plant in Dagenham. (Photo by Carl Court/Getty Images) ©Getty
Vehicles tend to be most people’s biggest purchase after their house, but what options offer the best value?
– Jonathan Eley
Chart that tells a story
The FTSE 100 index topped its all-time high this week,The ups, but but other UK indices have had a better run
– Judith Evans
London, UK - May 23, 2014: A Foxtons estate agent sign advertising a house for sale in West Hampstead, within the London Borough of Camden. A Foxtons for sale sign in West Hampstead, London.

Housing market ‘will bounce back’

Transactions low but will recover after Easter — CML

No security in the crowd

Liquidity is not the least of the risks

Chart that tells a story — insurance costs

Motor cover has soared compared to buildings policies

A case for raising student borrowing age

We should take an equity position and treat the young like Buffett handles his investments

Repossessions at eight-year low

Lender forbearance, low rates and growing employment help keep people in their homes

Santander imposes loan-to-salary limit

Bank will not lend more than 4.5 times salary to first-time buyers

Lawyers pledge to speed up conveyancing

New website to bring more visibility to buying process

Loft insulation

Landlords must insulate inefficient homes

Government sets deadline for energy efficiency rating

More rates cut but remortgaging is flat

MMR ‘rigmarole’ hits lending figures

West Brom defeats challenge to tracker rise

Judge rules that society was within its rights to raise tracker mortgage rate in 2013

Is OnTheMarket on the ball?

We test out the new property search portal

Mortgage approvals rise after 6-month lull

Changes to stamp duty and signs of pay pick-up expected to lift lending

Agents breach new property portal rules

Homes on new website also on Zoopla, Rightmove

New property portal launches

OnTheMarket criticised as attempt to stifle competition

Equity release loans reach record £1.4bn

Figure surpasses pre-recession peak

Nationwide launches 10-year BTL mortgage

Move mirrors growing range of long-term loans in residential market

Barclays adds to long-term mortgage deals

Lender cuts its 10-year fixed rates

Wealthier borrowers feel MMR effects

Private banks impose tighter lending criteria

More money — but deeper in debt

Credit card borrowing on the increase


FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014

FT Money was named Publication of the Year for 2014 by the CFA Society of the UK

The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014

FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014

Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals