10-year mortgage deals offer certainty

Borrowers expect to pay a 1 per cent premium over a five-year deal

Advice & Comment

Nobody is quite sure why Decembers generate abnormally good returns, but this year is not shaping up quite so well
– Jonathan Eley
Andrew Dunn
Of Scott Dunn
At his offices in Putney
For "How I made my first million"
Andrew Dunn, founder of luxury travel group Scott Dunn, believes his European property portfolio will deliver better returns than any pension

A year of change for your money

The general election looms large over prospects for wealth

House Price Index – November 2014

Annual increase of 11.3%

First-time buyers boost mortgage lending

£4.4bn loans approved to newcomers in October

Generational inequality and house prices

This injustice is different from the concerns of Occupy Wall Street or Piketty’s readers

Stamp duty now merely a ‘bad’ tax

Think-tank campaigns against any transaction tax

Mortgage lenders to speak with one voice

Initiative to standardise terms and end ‘sneaky fees’

Banks cut rates in mortgage price war

Latest offers come from non-mutual lenders looking to win back market share

D9C9G9 Decorator straddling step ladder

A smarter approach to buy-to-let

Slowing market means the right rental property is key

CGT regime tightens for non-residents

Property sales from April will be liable for tax on gains

Interest-only loans tipped for resurgence

Comeback predicted due to strict affordability rules

‘Make standard credit checks free’

Widespread ignorance about access to credit file

Mortgage arrears reach post-crisis low

Warrington, Walsall and Preston are top areas for repossessions

Make downsizing easier, says think-tank

Demos and parliamentarians call for stamp duty holiday

Banks lose mortgage share to brokers

Traditional lenders outsource costs and risks

Buy-to-let sector approaches £1tn

House price rises and growth of ‘generation rent’ boosts landlords

London house prices set to underperform

Southeast and East set to outpace the capital

High-end property tax receipts above forecast

Westminster bears the brunt of new charge

Record million pound home sales

Seven-figure transactions rise by almost half year-on-year

Nationwide offers 10-year fix

But brokers point to high early repayment charges


FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014

FT Money was named Publication of the Year for 2014 by the CFA Society of the UK

The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014

FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014

Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals