Mortgage approvals rise after 6-month lull

Changes to stamp duty and signs of pay pick-up expected to lift lending

Editor’s picks

Harry Nimmo, Standard Life Investments, Edinburgh ©Gary Doak
Standard Life manager Harry Nimmo hopes to recover his mojo, after a disappointing year for his UK Smaller Companies fund
– Jonathan Eley
epa04573327 A picture taken with a wiping effect shows the 'Euro' sign shines bright in Frankfurt, Germany, 20 January 2015. Financial experts are eagerly expecting the announcement of the European Central Bank (ECB) to acquire state bonds on a large scale after an ECB meeting to be held on 22 January. EPA/BORIS ROESSLER ©EPA
Quantitative easing will boost European shares but weaken the euro, which has fallen to a seven-year low against sterling
– Judith Evans

Agents breach new property portal rules

Homes on new website also on Zoopla, Rightmove

New property portal launches

OnTheMarket criticised as attempt to stifle competition

Equity release loans reach record £1.4bn

Figure surpasses pre-recession peak

Nationwide launches 10-year BTL mortgage

Move mirrors growing range of long-term loans in residential market

Barclays adds to long-term mortgage deals

Lender cuts its 10-year fixed rates

Wealthier borrowers feel MMR effects

Private banks impose tighter lending criteria

Scottish one pound coin. Sterling. £
©Charlie Bibby

More money — but deeper in debt

Credit card borrowing on the increase

Chart that tells a story — house prices

Why do different indices vary?

New year sees more mortgage rate cuts

2015 market set to be more competitive than last year

Mortgage approvals fall to 17-month low

Further sign of slowing momentum in the housing market

House prices rise at slowest for a year

Nationwide data prompt economists to predict a more restrained 2015

10-year mortgage deals offer certainty

Borrowers expect to pay a 1 per cent premium over a five-year deal

A year of change for your money

The general election looms large over prospects for wealth

House Price Index – November 2014

Annual increase of 11.3%

First-time buyers boost mortgage lending

£4.4bn loans approved to newcomers in October

Generational inequality and house prices

This injustice is different from Occupy Wall Street concerns

Stamp duty now merely a ‘bad’ tax

Think-tank campaigns against any transactional tax

Mortgage lenders to speak with one voice

Initiative to standardise terms and end ‘sneaky fees’

Banks cut rates in mortgage price war

Latest offers come from non-mutual lenders looking to win back market share


FT Money won Financial National Title of the Year at the Santander UK Financial Media Awards 2014

FT Money was named Publication of the Year for 2014 by the CFA Society of the UK

The team were also runners-up for Best Use of Social Media at the Santander Media Awards 2014

FT Money editor Jonathan Eley was named winner of the Ethical and Professional Standards Award in 2014 by the CFA Society of the UK, and runner-up for his Contribution to Personal Finance Education at the Santander Media Awards 2014

Pensions correspondent Josephine Cumbo was named Journalist of the Year for the national press by the Society of Pension Professionals