Pre-Budget report 2008 - Personal finance
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Lex: UK VAT cuts
Britain’s retailers are privately cursing the government’s cut in value added tax for lumbering them with a logistical nightmare at the most hectic time of the year
Taxing quirk for wealthy attacked
Institute for Fiscal Studies says the new tax system that will leave some high earners paying 60p for every additional £1 of income lacks an obvious rationale
PBR: Your questions answered
Email your questions to money@ft.com for publication in Saturday’s FT or click here to read our online Q&A on Tuesday at 3pm
Mortgage lending set for official backing
Alistair Darling offered what appeared to be a quick shot in the arm to the mortgage lending market, promising to implement recommendations made by Sir James Crosby that mortgage-backed securities should be covered by government guarantees
Pre-Budget report: what it means for you
Experts react to measures announced in this year’s pre-Budget and explain what it means for individuals
Impact on individuals
Case studies on how the pre-Budget report will affect different people on varying incomes
Pension savings limits frozen
Pension saving limits will be frozen from 2010, capping tax breaks that top earners might use to avoid the new 45 per cent income tax rate
Closer tabs on tax avoiders
Against a backdrop of a rising tax burden for higher-rate earners, new disclosure measures will mean many more will need to declare their tax advantaged strategies to HM Revenue & Customs.
Fees for financial advice to fall
Investors are set to benefit from lower fees for managing their finances after the cut in VAT
Government helps struggling homeowners
Homeowners facing repossession or struggling to meet mortgage payments after losing their jobs will receive extra support from the government
