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Principal content
Nations seek solutions for looming social headache
New types of pensions plus saving more and working longer will be part of the answer to funding retirement
Underfunded public sector schemes cause concern in UK
France, Japan and the UK have combined exceptional generosity with an aversion to actually making any significant provision to pay for public sector pension schemes
Change from equities to alternatives in search of shelter
Recent turmoil in world financial markets appears to be prompting US pension funds to accelerate a move away from equities and into alternative investments
UK puts responsibility on the individual
Whether it is auto-enrolment as the UK has plumped for, or compulsory occupational pension systems, the important thing is to have a scheme in place so that people save more for their retirement
US experience shows system is no panacea
Auto-enrolment has not been as pervasive as many people hoped
Spotlight falls on the nature and worth of the buffer funds
Sovereign pension funds in many cases hold far than their sovereign wealth fund cousins, but do they have enough, and what are they holding?
Drive for clearer accounting continues
Accounting rulemakers believe that by making the funding and how it is managed clearly visible, pensions schemes were likely to be safer, but many in the industry have linked the accounting changes with the close of defined benefit schemes to new members
Default options are critical to products
Research shows people do not save enough, if given the choice, heralding problems with the future roll-out of personal accounts, a UK government-sponsored defined contribution scheme
Growth of regulation fuels need for advice
Firms offering what is called chief investment officer services have seen a jump in demand
Pension funds can make a difference
Trustees can play an important role that is good for the bottom line too
