Moody's, the rating agency, proposed measures yesterday to help ensure that mortgage lenders provide more complete and accurate borrower information than they did during the subprime lending boom.

The move follows months of debate among regulators on how to improve the performance of rating agencies, who have been accused of failing to warn investors of the subprime problems last year. Moody's, together with rival agencies Standard & Poor's and Fitch, have come under fire for granting high ratings to mortgage-backed bonds that have since suffered dramatic losses.