I’m not sure I need to bother writing this column this week. Instead, I’m thinking of asking a former journalist to lead a working group that will review conditions on page 4 of FT Money, and report back at the end of the year. At the same time, I might create an FT Money fellowship, allowing a senior academic to spend time in our offices, examining inefficiencies in the transfer of tea from the canteen to our desks. I may also make some funds available to readers who need access to cheap personal finance articles elsewhere, or cut the cover price of FT Weekend by some token amount – say, 5p.

Well, why not? It’s no different to what the Treasury and the Bank of England are doing – or not doing – in the face of the worst mortgage crisis in living memory. And at least this column isn’t facing imminent repossession.