Ruzica Vojinovic, a loan officer for Podgorica-based Opportunity Bank, straddles two very different worlds.
Most weekdays, she works in the mirrored, air-conditioned offices of the bank, a US owned micro-finance specialist that dares to offer credit where other banks fear to tread. But Ms Vojinovic’s grittier fieldwork also takes her three hours north along serpentine roads into Montenegro’s soaring Dinaric Alps.
