High-LTV mortgage rates by postcode area

At the peak of the housing boom in 2007, about 40 per cent of mortgages for first-time buyers had high loan-to-value (LTV) ratios, worth more than 90 per cent of the value of their property. In some low-income areas such as Sunderland, Hull, Teesside and Wigan, the figure was nearly 60 per cent, suggesting that many will be at risk of losing their homes if the economy worsens.

This interactive map, based on Financial Services Authority data obtained under the Freedom of Infomation Act, shows the difference in the levels of high-LTV mortgages granted by lenders across UK postcode areas.