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© The Financial Times Ltd 2012 FT and 'Financial Times' are trademarks of The Financial Times Ltd.
What does the pre-Budget report mean for your personal finances? Email your questions to money@ft.com for our panel of experts to answer on the Wealth Questions page of the Money section in the Weekend FT
Read our online Q&A with John Whiting, tax partner at Pricewaterhouse Coopers for examples of questions and answers on this topic.
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